Florida legislation · 2025 Regular Session
Florida H1555: Insurers' Liabilities and Responsibilities
Status: Failed, June 16, 2025
Requires surplus lines insurers to comply with valued policy law; requires insurers' decisions to deny claims to be reviewed, approved, & signed off by qualified human professionals; prohibits artificial intelligence, machine learning algorithms, & automated systems from serving as basis for denying claims; requires insurers to maintain certain records of human review process for denied claims; requires insurers to include certain information in denial communications to claimants; authorizes OIR to audit claim denials.
Sponsors
- Cassel, Hillary (R, HD-101) · primary sponsor
Common questions
- What is H1555?
- H1555 is a bill in the Florida Legislature (2025 Regular Session): Insurers' Liabilities and Responsibilities.
- What does H1555 do?
- Requires surplus lines insurers to comply with valued policy law; requires insurers' decisions to deny claims to be reviewed, approved, & signed off by qualified human professionals; prohibits artificial intelligence, machine learning algorithms, & automated systems from serving as basis for denying claims; requires insurers to maintain certain records of human review process for denied claims; requires insurers to include certain information in denial communications to claimants; authorizes OIR to audit claim denials.
- What is the status of H1555?
- Failed as of June 16, 2025.
- Who sponsored H1555?
- Cassel, Hillary (R, HD-101).
- Where is the official record for H1555?
- On the Florida Legislature website: https://www.flsenate.gov/Session/Bill/2025/1555
Source: official Florida record. Tracked by Delilah, AI for legislation across all 50 states and Congress.