HB302 is a bill in the Alaska Legislature (34th Legislature): TRAVEL INSURANCE; UNEMPLOYMENT BENEFITS.

What is the status of HB302?

Chaptered as of July 3, 2026. Latest action: (H) EFFECTIVE DATE(S) OF LAW SEE CHAPTER (July 3, 2026).

Carolyn Hall (D, HD-016), with 3 co-sponsors.

Where is the official record for HB302?

On the Alaska Legislature website: https://www.akleg.gov/basis/Bill/Detail/34?Root=HB 302

Alaska HB302: TRAVEL INSURANCE; UNEMPLOYMENT BENEFITS

Q: What does HB302 do?

In its own words: An act or a trade practice in the business of insurance in accordance with the intent of Congress as expressed in 15 U.S.C. 1011 - 1015 (McCarran-Ferguson Act) and P.L. 106-102 (Gramm-Leach-Bliley Act) by defining or providing for determination of all the practices in this state that constitute an unfair method of competition or an unfair or deceptive act or practice and by prohibiting them. * Sec. 5. AS 21.36.110 is amended to read: Sec. 21.36.110. Exceptions to discrimination and rebates. Nothing in AS 21.36.090, 21.36.100, and AS 21.54.100 may be construed as including within the definition.

Status: Chaptered, July 3, 2026

An Act relating to travel insurance; relating to the business of insurance; relating to exceptions to prohibited rebates; relating to the powers of the director of the division of insurance; relating to prohibited practices in the advertisement of insurance; relating to unemployment benefits; and providing for an effective date.

What the bill says

An act or a trade practice in the business of insurance in accordance with the intent of Congress as expressed in 15 U.S.C. 1011 - 1015 (McCarran-Ferguson Act) and P.L. 106-102 (Gramm-Leach-Bliley Act) by defining or providing for determination of all the practices in this state that constitute an unfair method of competition or an unfair or deceptive act or practice and by prohibiting them. * Sec. 5. AS 21.36.110 is amended to read: Sec. 21.36.110. Exceptions to discrimination and rebates. Nothing in AS 21.36.090, 21.36.100, and AS 21.54.100 may be construed as including within the definition.

From the introduced text:

an act or a trade practice in the business of insurance in accordance with the intent of Congress as expressed in 15 U.S.C. 1011 - 1015 (McCarran-Ferguson Act) and P.L. 106-102 (Gramm-Leach-Bliley Act) by defining or providing for determination of all the practices in this state that constitute an unfair method of competition or an unfair or deceptive act or practice and by prohibiting them. * Sec. 5. AS 21.36.110 is amended to read: Sec. 21.36.110. Exceptions to discrimination and rebates. Nothing in AS 21.36.090, 21.36.100, and AS 21.54.100 may be construed as including within the definition of discrimination or rebates any of the following practices: (1) in the case of a contract of life insurance or life annuity, paying bonuses to policyholders or otherwise abating their premiums in whole or in part out of surplus accumulated from nonparticipating insurance, if the bonuses or abatement of premiums is fair and equitable to policyholders and for the best interests of the insurer; (2) in the case of a life insurance policy issued on industrial debit, preauthorized check, bank draft, or similar plans, making allowance to policyholders who have made premium payments directly to an office of the insurer or by preauthorized debit, check, bank draft, or similar plan, in an amount that fairly represents the saving in collection expense; (3) readjustment …

Alaska HB302: TRAVEL INSURANCE; UNEMPLOYMENT BENEFITS

What the bill says

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