California AB69: FAIR Plan policy notices and renewals.

What the bill says

An act to amend Sections 10095 and 10095.5 of, and to add Section 10095.2 to, the Insurance Code, relating to insurance. insurance FAIR Plan policy notices and renewals. The California FAIR Plan Association is a joint reinsurance association in which all insurers licensed to write basic property insurance participate to administer a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels…

From the chaptered text, September 27, 2026:

An act to amend Sections 10095 and 10095.5 of, and to add Section 10095.2 to, the Insurance Code, relating to insurance. insurance FAIR Plan policy notices and renewals. The California FAIR Plan Association is a joint reinsurance association in which all insurers licensed to write basic property insurance participate to administer a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels. Existing law requires the association to implement programs to help reduce the number of existing FAIR Plan policies, including clearinghouse programs in which a participating insurer offers homeowners or commercial insurance to FAIR Plan policyholders. Existing law requires an agent or broker transacting basic property insurance to assist a person in obtaining basic property insurance coverage by one of several specified methods, including making an application for insurance through the FAIR Plan. On and after January 1, 2028, this bill would authorize the association to share policyholder information with insurers participating in the clearinghouse program, as specified, to allow a participating insurer to offer a policy to a FAIR Plan policyholder and, if there is an agent or broker of record listed on the policy, would require the insurer to make the offer simultaneously to the agent or broker of record and the FAIR Plan policyholder. Commencing …

Read the full official text

Sponsors

• Lisa Calderon (D, AD56) · primary sponsor
• Heather Hadwick (R, AD01)
• John Harabedian (D, AD41)
• Maggy Krell (D, AD06)
• Stephanie Nguyen (D, AD10)
• Liz Ortega (D, AD20)
• Michelle Rodriguez (D, AD53)
• Greg Wallis (R, AD47)

Latest actions

1. September 27, 2026: Chaptered by Secretary of State - Chapter 496, Statutes of 2026.
2. September 27, 2026: Approved by the Governor.
3. September 9, 2026: Enrolled and presented to the Governor at 1 p.m.
4. August 30, 2026: Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 78. Noes 0. Page 6928.).
5. August 30, 2026: Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 78. Noes 0.).
6. August 30, 2026: Senate amendments concurred in. To Engrossing and Enrolling.
7. August 30, 2026: In Assembly. Concurrence in Senate amendments pending.
8. August 30, 2026: Read third time. Passed. Ordered to the Assembly. (Ayes 40. Noes 0.).
9. August 30, 2026: Ordered to special consent calendar.
10. August 18, 2026: Read second time. Ordered to third reading.

Votes

• Assembly 3rd Reading AB69 Calderon et al. By Padilla (August 30, 2026): 40 yea, 0 nay, passed
• AB 69 Calderon Concurrence in Senate Amendments (August 30, 2026): 78 yea, 0 nay, passed
• Do pass, but first be re-referred to the Committee on [Appropriations] (June 24, 2026): 6 yea, 0 nay, passed
• AB 69 Calderon Assembly Third Reading (June 5, 2025): 78 yea, 0 nay, passed
• Do pass. (May 23, 2025): 14 yea, 0 nay, passed
• Do pass and be re-referred to the Committee on [Appropriations] with recommendation: To Consent Calendar (April 2, 2025): 17 yea, 0 nay, passed

Common questions

What is AB69?

AB69 is a bill in the California Legislature (2025-2026 Regular Session): FAIR Plan policy notices and renewals.

What does AB69 do?

In its own words: An act to amend Sections 10095 and 10095.5 of, and to add Section 10095.2 to, the Insurance Code, relating to insurance. insurance FAIR Plan policy notices and renewals. The California FAIR Plan Association is a joint reinsurance association in which all insurers licensed to write basic property insurance participate to administer a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels…

What is the status of AB69?

Chaptered as of September 27, 2026. Latest action: Chaptered by Secretary of State - Chapter 496, Statutes of 2026. (September 27, 2026).

Who sponsored AB69?

Lisa Calderon (D, AD56), with 7 co-sponsors.

Where is the official record for AB69?

On the California Legislature website: https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB69