California AB2724: Insurance: distressed areas.

What the bill says

An act to amend Section 929.3 of, and to add Section 929.4 to, the Insurance Code, relating to insurance. insurance Insurance: distressed areas. Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and generally regulates the business of insurance in the state…

From the chaptered text, September 30, 2026:

An act to amend Section 929.3 of, and to add Section 929.4 to, the Insurance Code, relating to insurance. insurance Insurance: distressed areas. Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and generally regulates the business of insurance in the state. Existing law establishes the California FAIR Plan Association, a joint reinsurance association in which all insurers licensed to write basic property insurance participate to administer a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels. Existing regulations authorize insurers, in distressed areas and for properties insured by the FAIR Plan that are exposed to wildfire risk, to use catastrophe modeling, as specified. Under existing regulations, a distressed area includes undermarketed ZIP Codes and distressed counties. Existing law requires the State Fire Marshal to classify lands into fire hazard severity zones in accordance with state responsibility areas and local responsibility areas, as specified. Existing regulations establish and record wildland-urban interface (WUI) areas in accordance with these classifications. This bill would require the department, on or before July 1, 2027, and yearly thereafter, to conduct a review and update distressed areas based on updates to the WUI designated areas. As part of the review, the bill would require the department, among other things, to hold …

Read the full official text

Sponsors

• Rebecca Bauer-Kahan (D, AD16) · primary sponsor

Latest actions

1. September 30, 2026: Chaptered by Secretary of State - Chapter 961, Statutes of 2026.
2. September 30, 2026: Approved by the Governor.
3. September 10, 2026: Enrolled and presented to the Governor at 3 p.m.
4. August 30, 2026: Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 64. Noes 2. Page 6926.).
5. August 30, 2026: Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 64. Noes 2.).
6. August 30, 2026: In Assembly. Concurrence in Senate amendments pending.
7. August 30, 2026: Senate amendments concurred in. To Engrossing and Enrolling.
8. August 30, 2026: Read third time. Passed. Ordered to the Assembly. (Ayes 38. Noes 0.).
9. August 24, 2026: Read second time. Ordered to third reading.
10. August 20, 2026: Read third time and amended. Ordered to second reading.

Votes

• Assembly 3rd Reading AB2724 Bauer-Kahan By Grayson (August 30, 2026): 38 yea, 0 nay, passed
• AB 2724 Bauer-Kahan Concurrence in Senate Amendments (August 30, 2026): 64 yea, 2 nay, passed
• Do pass (August 13, 2026): 7 yea, 0 nay, passed
• Placed on suspense file (August 3, 2026): 7 yea, 0 nay, passed
• Do pass, but first be re-referred to the Committee on [Appropriations] (June 24, 2026): 6 yea, 0 nay, passed
• AB 2724 Bauer-Kahan Consent Calendar Second Day Regular Session (May 14, 2026): 77 yea, 0 nay, passed

Common questions

What is AB2724?

AB2724 is a bill in the California Legislature (2025-2026 Regular Session): Insurance: distressed areas.

What does AB2724 do?

In its own words: An act to amend Section 929.3 of, and to add Section 929.4 to, the Insurance Code, relating to insurance. insurance Insurance: distressed areas. Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and generally regulates the business of insurance in the state…

What is the status of AB2724?

Chaptered as of September 30, 2026. Latest action: Chaptered by Secretary of State - Chapter 961, Statutes of 2026. (September 30, 2026).

Who sponsored AB2724?

Rebecca Bauer-Kahan (D, AD16).

Where is the official record for AB2724?

On the California Legislature website: https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202520260AB2724