Delaware legislation · 153rd General Assembly
Delaware HB406: Auto Insurance Claim/Repair/Protections
Status: Signed into law, September 30, 2026
AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO UNFAIR TRADE PRACTICES IN AUTOMOBILE INSURANCE.
What the bill says
An act to amend title 18 of the delaware code relating to unfair trade practices in automobile insurance.
From the introduced text, May 7, 2026:
AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO UNFAIR TRADE PRACTICES IN AUTOMOBILE INSURANCE. Section 1. Amend § 3916, Title 18 of the Delaware Code by making deletions as shown by strike through and insertions as shown by underline as follows: § 3916. Unfair trade practices. No insurance company, domestic or foreign, or any agent or employee shall may require that automobile glass repair or replacement work be performed by a particular facility, individual individual, or business establishment as a condition of payment of a claim. Section 2. This Act is effective 180 days after its enactment into law and applies to all policies, contracts, or certificates issued, renewed, modified, altered, amended, or reissued on or after the effective date. SYNOPSIS This Act updates auto insurance protections by prohibiting carriers from limiting repair or replacement work to particular facilities, individuals, or business establishments as a condition of payment of a claim. This Act makes technical corrections to conform the statute with the Delaware Legislative Drafting Manual.
Sponsors
- William Bush (D, 29) · primary sponsor
- Spiros Mantzavinos (D, 7)
- Edward Osienski (D, 24)
- Rebecca Snyder-Hall (D, 14)
- Alonna Berry (D, 20)
- William Carson (D, 28)
- Kerri Harris (D, 32)
- Bryant Richardson (R, 21)
- Raymond Seigfried (D, 5)
Latest actions
- : Signed by Governor
- : Passed By Senate. Votes: 21 YES
- : Reported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 2 Favorable, 6 On Its Merits
- : Assigned to Banking, Business, Insurance & Technology Committee in Senate
- : Passed By House. Votes: 32 YES 2 NO 1 NOT VOTING 6 ABSENT
- : Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 7 Favorable, 2 On Its Merits
- : Introduced and Assigned to Economic Development/Banking/Insurance & Commerce Committee in House
Votes
- Passed (2/3) (June 23, 2026): 21 yea, 0 nay, passed
- Passed (SM) (June 9, 2026): 32 yea, 2 nay, passed
Common questions
- What is HB406?
- HB406 is a bill in the Delaware Legislature (153rd General Assembly): Auto Insurance Claim/Repair/Protections.
- What does HB406 do?
- In its own words: An act to amend title 18 of the delaware code relating to unfair trade practices in automobile insurance.
- What is the status of HB406?
- Signed into law as of September 30, 2026. Latest action: Signed by Governor (September 30, 2026).
- Who sponsored HB406?
- William Bush (D, 29), with 8 co-sponsors.
- Where is the official record for HB406?
- On the Delaware Legislature website: https://legis.delaware.gov/BillDetail?LegislationId=143244
Source: official Delaware record. Tracked by Delilah, AI for legislation across all 50 states and Congress.