Delaware HB315: Tips/Prohibit Transaction Fees/Credit Cards

What the bill says

An act to amend title 6 of the delaware code relating to credit card fees.

From the introduced text, March 5, 2026:

AN ACT TO AMEND TITLE 6 OF THE DELAWARE CODE RELATING TO CREDIT CARD FEES. Section 1. Amend Subchapter IV, Chapter 25, Title 6 of the Delaware Code by making deletions as shown by strike through and insertions as shown by underline as follows and redesignate accordingly: Subchapter IV. Distribution of Credit Cards § 2541. Definitions. As used in this subchapter: "Credit card" means any card or document entitling its holder to obtain any goods or services by the production of the card or document, and entitling its holder to tender payment for such goods and services at a later date (1) "Authorization" means the process through which a merchant requests approval for an electronic payment transaction from the issuer. (2) "Clearance" means the process of transmitting final transaction data from a merchant to an issuer for posting to the cardholder's account and the calculation of fees and charges, including interchange fees, that apply to the issuer and the merchant. (3) "Credit card" means as defined in § 103 of the Truth in Lending Act [15 U.S.C. § 1602]. (4) "Debit card" means any card or device issued by a financial institution to a consumer for use in initiating an electronic fund transfer from the account holding assets of the consumer at the financial institution, for the purpose of transferring …

Read the full official text

Sponsors

• Kimberly Williams (D, 19) · primary sponsor
• Darius Brown (D, 2)
• Gerald Hocker (R, 20)
• Alonna Berry (D, 20)
• William Bush (D, 29)
• Timothy Dukes (R, 40)
• Mara Gorman (D, 23)
• Ronald Gray (R, 38)
• Krista Griffith (D, 12)
• Kerri Harris (D, 32)
• Kevin Hensley (R, 9)
• Melissa Minor-Brown (D, 17)

Latest actions

1. March 10, 2026: Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 1 Favorable, 8 On Its Merits
2. March 5, 2026: Introduced and Assigned to Economic Development/Banking/Insurance & Commerce Committee in House

Common questions

What is HB315?

HB315 is a bill in the Delaware Legislature (153rd General Assembly): Tips/Prohibit Transaction Fees/Credit Cards.

What does HB315 do?

In its own words: An act to amend title 6 of the delaware code relating to credit card fees.

What is the status of HB315?

In committee as of March 10, 2026. Latest action: Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 1 Favorable, 8 On Its Merits (March 10, 2026).

Who sponsored HB315?

Kimberly Williams (D, 19), with 11 co-sponsors.

Where is the official record for HB315?

On the Delaware Legislature website: https://legis.delaware.gov/BillDetail?LegislationId=142907