Florida legislation · 2026 Regular Session
Florida S832: Residential Property Insurance
Status: Failed, March 13, 2026
Requiring that certain rate filings with the Office of Insurance Regulation from residential property insurers include rate transparency reports; requiring the office to establish and maintain a comprehensive resource center on its website; specifying that certain information is not a trade secret and is not subject to certain public records exemptions; prohibiting an insurer from including the value of certain land when establishing a coverage amount or adjusting certain claims, etc.
What the bill says
An act relating to residential property insurance; amending s. 627.0621, F.S.; requiring that certain rate filings with the Office of Insurance Regulation from residential property insurers include rate transparency reports; providing for the office to accept such reports or to request the insurer make modifications; providing construction; providing requirements for such reports; requiring insurers to provide such reports to consumers…
From the introduced text, December 9, 2025:
A bill to be entitled An act relating to residential property insurance; amending s. 627.0621, F.S.; requiring that certain rate filings with the Office of Insurance Regulation from residential property insurers include rate transparency reports; providing for the office to accept such reports or to request the insurer make modifications; providing construction; providing requirements for such reports; requiring insurers to provide such reports to consumers; requiring that the report indicate that it is preliminary and subject to modification by the insurer at the direction of the office under certain circumstances; requiring the office to define terms used in such reports; requiring the office to establish and maintain a comprehensive resource center on its website; providing requirements for the resource center; specifying that certain information is not a trade secret and is not subject to certain public records exemptions; amending s. 627.7011, F.S.; prohibiting an insurer from including the value of certain land when establishing a coverage amount or adjusting certain claims; providing construction; amending s. 627.7142, F.S.; conforming a cross-reference; providing an effective date. Be It Enacted by the Legislature of the State of Florida: Section 1. Present subsection (2) of section 627.0621, Florida Statutes, is redesignated as subsection (3) and amended, and a new subsection (2) is added to that section, to read: 627.0621 Transparency in rate regulation.-- (2) …
Sponsors
- Bryan Avila (R, 39) · primary sponsor
Latest actions
- : Died in Appropriations Committee on Agriculture, Environment, and General Government
- : Now in Appropriations Committee on Agriculture, Environment, and General Government
- : Introduced
- : Favorable by Banking and Insurance; YEAS 10 NAYS 0
- : On Committee agenda-- Banking and Insurance, 01/13/26, 4:00 pm, 412 Knott Building
- : Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Fiscal Policy
- : Filed
Votes
- Senate: S 832 Filed (January 13, 2026): 10 yea, 0 nay, passed
Subjects: Fiscal Policy, Banking and Insurance, Appropriations Committee on Agriculture, Environment, and General Government
Common questions
- What is S832?
- S832 is a bill in the Florida Legislature (2026 Regular Session): Residential Property Insurance.
- What does S832 do?
- In its own words: An act relating to residential property insurance; amending s. 627.0621, F.S.; requiring that certain rate filings with the Office of Insurance Regulation from residential property insurers include rate transparency reports; providing for the office to accept such reports or to request the insurer make modifications; providing construction; providing requirements for such reports; requiring insurers to provide such reports to consumers…
- What is the status of S832?
- Failed as of March 13, 2026. Latest action: Died in Appropriations Committee on Agriculture, Environment, and General Government (March 13, 2026).
- Who sponsored S832?
- Bryan Avila (R, 39).
- Where is the official record for S832?
- On the Florida Legislature website: https://www.flsenate.gov/Session/Bill/2026/832
Source: official Florida record. Tracked by Delilah, AI for legislation across all 50 states and Congress.