Florida legislation · 2026 Regular Session
Florida H319: Property Insurance Interstate Compact
Status: Failed, March 13, 2026
Requires Commissioner of Insurance Regulation to initiate compact with other states to establish national risk pool for property insurance for natural disasters for specified purpose; requires commissioner to enter into compact with minimum number of member states.
What the bill says
An act relating to property insurance interstate compact; requiring the Commissioner of Insurance Regulation to initiate a compact with other states to establish a national risk pool for property insurance for natural disasters for a specified purpose; requiring the commissioner to enter into the compact with a minimum number of member states; providing an effective date.
From the introduced text, November 4, 2025:
An act relating to property insurance interstate compact; requiring the Commissioner of Insurance Regulation to initiate a compact with other states to establish a national risk pool for property insurance for natural disasters for a specified purpose; requiring the commissioner to enter into the compact with a minimum number of member states; providing an effective date. Be It Enacted by the Legislature of the State of Florida: Section 1. The Commissioner of Insurance Regulation shall, by December 31, 2027, initiate a compact with other states to establish a national risk pool for property insurance for natural disasters in order to reduce the financial risks to this state and its residents and shall, as soon as feasible, enter into the compact with at least 14 other member states. Section 2. This act shall take effect July 1, 2026.
Sponsors
- Skidmore, Kelly (D, HD-092) · primary sponsor
- Bartleman, Robin (D, HD-103)
- Campbell, Daryl (D, HD-099)
- Cross, Lindsay (D, HD-060)
- Daley, Dan (D, HD-096)
- Driskell, Fentrice (D, SD-016)
- Edmonds, Tae (D, HD-088)
- Gantt, Ashley (D, SD-034)
- Gottlieb, Mike (D, HD-102)
- Harris, Rita (D, HD-044)
- Hinson (D, 21)
- Hinson, Yvonne (D, HD-021)
Latest actions
- : Died in Insurance & Banking Subcommittee
- : 1st Reading (Original Filed Version)
- : Now in Insurance & Banking Subcommittee
- : Referred to Commerce Committee
- : Referred to Insurance & Banking Subcommittee
- : Filed
Common questions
- What is H319?
- H319 is a bill in the Florida Legislature (2026 Regular Session): Property Insurance Interstate Compact.
- What does H319 do?
- In its own words: An act relating to property insurance interstate compact; requiring the Commissioner of Insurance Regulation to initiate a compact with other states to establish a national risk pool for property insurance for natural disasters for a specified purpose; requiring the commissioner to enter into the compact with a minimum number of member states; providing an effective date.
- What is the status of H319?
- Failed as of March 13, 2026. Latest action: Died in Insurance & Banking Subcommittee (March 13, 2026).
- Who sponsored H319?
- Skidmore, Kelly (D, HD-092), with 11 co-sponsors.
- Where is the official record for H319?
- On the Florida Legislature website: https://www.flsenate.gov/Session/Bill/2026/319
Source: official Florida record. Tracked by Delilah, AI for legislation across all 50 states and Congress.