Florida legislation · 2026 Regular Session
Florida H427: Public Adjuster Contracts
Status: Failed, March 13, 2026
Authorizes certain persons to rescind contract for public adjuster services; clarifies acts that may subject public adjuster or public adjuster apprentice to discipline.
What the bill says
An act relating to public adjuster contracts; amending s. 626.854, F.S.; authorizing certain persons to rescind a contract for public adjuster services; amending s. 626.8698, F.S.; clarifying the acts that may subject a public adjuster or public adjuster apprentice to discipline; amending s. 626.8796, F.S.; authorizing certain persons to rescind a contract for public adjuster services; providing an effective date.
From the introduced text, November 14, 2025:
An act relating to public adjuster contracts; amending s. 626.854, F.S.; authorizing certain persons to rescind a contract for public adjuster services; amending s. 626.8698, F.S.; clarifying the acts that may subject a public adjuster or public adjuster apprentice to discipline; amending s. 626.8796, F.S.; authorizing certain persons to rescind a contract for public adjuster services; providing an effective date. Be It Enacted by the Legislature of the State of Florida: Section 1. Subsection (7) of section 626.854, Florida Statutes, is amended to read: 626.854 "Public adjuster" defined; prohibitions.—The Legislature finds that it is necessary for the protection of the public to regulate public insurance adjusters and to prevent the unauthorized practice of law. (7)(a) An insured or a claimant may cancel a public adjuster's contract to adjust a claim without penalty or obligation within 10 days after the date on which the contract is executed. If the contract was entered into based on events that are the subject of a declaration of a state of emergency by the Governor, an insured or a claimant may cancel the public adjuster's contract to adjust a claim without penalty or HB 427 2026 CODING: Words stricken are deletions; words underlined are additions. hb427-00 Page 2 of FLORIDAHOUSEOFREPRESENTATIVES obligation within 30 days after the date of loss or 10 days after the date …
Sponsors
- Melo, Lauren (R, SD-028) · primary sponsor
Latest actions
- : Died in Civil Justice & Claims Subcommittee
- : Now in Civil Justice & Claims Subcommittee
- : Reported out of Insurance & Banking Subcommittee
- : Favorable by Insurance & Banking Subcommittee
- : Added to Insurance & Banking Subcommittee agenda
- : 1st Reading (Original Filed Version)
- : Now in Insurance & Banking Subcommittee
- : Referred to Commerce Committee
- : Referred to Civil Justice & Claims Subcommittee
- : Referred to Insurance & Banking Subcommittee
Votes
- House: Insurance & Banking Subcommittee (January 21, 2026): 17 yea, 0 nay, passed
- House: Insurance & Banking Subcommittee (January 21, 2026): 17 yea, 0 nay, passed
Common questions
- What is H427?
- H427 is a bill in the Florida Legislature (2026 Regular Session): Public Adjuster Contracts.
- What does H427 do?
- In its own words: An act relating to public adjuster contracts; amending s. 626.854, F.S.; authorizing certain persons to rescind a contract for public adjuster services; amending s. 626.8698, F.S.; clarifying the acts that may subject a public adjuster or public adjuster apprentice to discipline; amending s. 626.8796, F.S.; authorizing certain persons to rescind a contract for public adjuster services; providing an effective date.
- What is the status of H427?
- Failed as of March 13, 2026. Latest action: Died in Civil Justice & Claims Subcommittee (March 13, 2026).
- Who sponsored H427?
- Melo, Lauren (R, SD-028).
- Where is the official record for H427?
- On the Florida Legislature website: https://www.flsenate.gov/Session/Bill/2026/427
Source: official Florida record. Tracked by Delilah, AI for legislation across all 50 states and Congress.