Georgia legislation · 2025-2026 Regular Session
Georgia HB1344: Georgia Insurance Affordability and Claims Integrity Act; enact
Status: Signed into law, May 12, 2026
A BILL to be entitled an Act to amend Titles 33 and 40 of the O.C.G.A., relating to insurance and motor vehicles and traffic, respectively, so as to strengthen the enforcement authority of the Commissioner of Insurance and to clarify regulations on insurance, insurance fraud, uninsured motorists, excluded drivers, premium tax, insurance rates, claims processing, and uninsured or unregistered motor vehicles; to provide for related matters; to provide for short titles; to provide for legislative purposes; to provide for an effective date and applicability; to repeal conflicting laws; and for other purposes.
What the bill says
To amend Titles 33 and 40 of the Official Code of Georgia Annotated, relating to insurance and motor vehicles and traffic, respectively, so as to strengthen the enforcement authority of the Commissioner of Insurance and to clarify regulations on insurance, insurance fraud, uninsured motorists, excluded drivers, premium tax, insurance rates, claims processing, and uninsured or unregistered motor vehicles; to provide for the submission of information on suspected insurance fraud; to provide for certain entities to pay fees into the Special Insurance Fraud Fund…
From the introduced text:
A BILL TO BE ENTITLED To amend Titles 33 and 40 of the Official Code of Georgia Annotated, relating to insurance and motor vehicles and traffic, respectively, so as to strengthen the enforcement authority of the Commissioner of Insurance and to clarify regulations on insurance, insurance fraud, uninsured motorists, excluded drivers, premium tax, insurance rates, claims processing, and uninsured or unregistered motor vehicles; to provide for the submission of information on suspected insurance fraud; to provide for certain entities to pay fees into the Special Insurance Fraud Fund; to provide for the Commissioner of Insurance to employ prosecuting attorneys for the prosecution of insurance fraud; to prohibit the solicitation, release, or sale of automobile accident information; to provide for the Department of Economic Development to recruit and retain insurers to this state through the creation of the Insurance is At Home in Georgia Program; to provide for timely claims processing after a catastrophic event; to provide for reporting the use of premium tax funds; to authorize the Commissioner of Insurance to consider all available information when reviewing insurance rates; to provide for contractual limitations; to provide for exemptions; to provide for storm damage mitigation through the Georgia Storm Mitigation Program; to provide for funding; to provide for matching and nomatching grants; to provide for eligibility; to provide for mitigation contractors; …