Hawaii legislation · 2026 Regular Session
Hawaii HB1474: Relating to the Insurance Affordability Assistance Pilot Program.
Status: Failed, December 8, 2025
Establishes the Insurance Affordability Assistance Pilot Program within the Insurance Division of the Department of Commerce and Consumer Affairs to assist eligible homeowners with sudden increases in property insurance premiums. Sunsets 6/30/2028.
What the bill says
A bill for an act relating to the insurance affordability assistance pilot program.
From the introduced text:
A BILL FOR AN ACT RELATING TO THE INSURANCE AFFORDABILITY ASSISTANCE PILOT PROGRAM. SECTION 1. The legislature finds that the rising cost of property insurance has placed a significant financial burden on homeowners in Hawaii, particularly those with limited incomes or those recovering from recent natural disasters. In light of these challenges, it is in the public interest to establish a temporary program to provide direct financial assistance to homeowners with demonstrated financial hardship who are facing unexpected increases in insurance premiums. The purpose of this Act is to establish a temporary pilot program to assist eligible homeowners with unexpected increases in property insurance premiums by providing financial relief through a state-administered fund. SECTION 2. (a) There is established within the insurance division of the department of commerce and consumer affairs a three--year insurance affordability assistance pilot program. 2025--0955 HB HMSO ~ /4'7'1 H.B. NO. Page2 (b) The pilot program shall provide direct financial assistance to eligible homeowners to offset unexpected increases in property insurance premiums. (c) The insurance division of the department of commerce and consumer affairs shall: (1) Establish rules pursuant to chapter 91, Hawaii Revised Statues, regarding the procedures and requirements for the pilot program; (2) Work with community organizations, local banks, and credit unions to raise awareness about the pilot program and facilitate access for underserved …
Sponsors
- Trish La Chica (D, 37) · primary sponsor
- David Alcos (R, 41)
- Terez Amato (D, 11)
- Elle Cochran (D, 14)
- Diamond Garcia (R, 42)
- Tina Grandinetti (D, 20)
- Kim Iwamoto (D, 25)
- Darius Kila (D, 44)
- Matthias Kusch (D, 1)
- Lisa Marten (D, 51)
- Lauren Matsumoto (R, 38)
- Sean Quinlan (D, 47)
Latest actions
- : Carried over to 2026 Regular Session.
- : Referred to CPC, FIN, referral sheet 4
- : Introduced and Pass First Reading.
Subjects: Report, The Insurance Affordability Assistance Pilot Program, Housing, Appropriations, DCCA, Insurance, Reports
Common questions
- What is HB1474?
- HB1474 is a bill in the Hawaii Legislature (2026 Regular Session): Relating to the Insurance Affordability Assistance Pilot Program.
- What does HB1474 do?
- In its own words: A bill for an act relating to the insurance affordability assistance pilot program.
- What is the status of HB1474?
- Failed as of December 8, 2025. Latest action: Carried over to 2026 Regular Session. (December 8, 2025).
- Who sponsored HB1474?
- Trish La Chica (D, 37), with 11 co-sponsors.
- Where is the official record for HB1474?
- On the Hawaii Legislature website: https://www.capitol.hawaii.gov/measure_indiv.aspx?billtype=HB&billnumber=1474&year=2026
Source: official Hawaii record. Tracked by Delilah, AI for legislation across all 50 states and Congress.