Hawaii legislation · 2026 Regular Session
Hawaii SB1166: Relating to Insurance.
Status: In committee, May 1, 2026
Requires that property and casualty insurance rates that incorporate historical or projected losses from fire or catastrophe hazards be conditioned on agreement by the insurer to file and litigate subrogation claims against responsible parties. Requires the Hawaii Property Insurance Association to file and litigate subrogation claims against certain responsible parties for claims paid by the insurer for losses that are attributable to climate change. Requires insurance rates to account for proceeds obtained by the Association through subrogation claims.
What the bill says
A bill for an act relating to insurance.
From the engrossed text:
A BILL FOR AN ACT RELATING TO INSURANCE. SECTION 1. The legislature finds that climate disasters, extreme weather attributable to climate change, and harms resulting from long-term changes to the climate system pose a threat to the health, safety, and security of all residents of, and visitors to, the State. For residents, climate change risks include an increase in precipitation and intense tropical storms, hotter temperatures, rising sea level, and intensified drought. Accordingly, the State has a compelling state interest in protecting its citizens from climate disasters, extreme weather attributable to climate change, and harms resulting from long-term changes to the climate system. This protection includes affordable access to a functioning insurance market in the State. The legislature further finds there is also a compelling state interest in preserving public resources for traditional public purposes, which does not include subsidizing the continued operation of the insurance market. The insurance SB1166 SD2 LRB 25-1309.docx Page S.B. NO. -- industry has been destabilized and harmed by the deception of people and entities who have engaged in misleading and deceptive practices about the connection between fossil fuel products and climate change. The State's insurance industry, particularly the property and casualty insurance sector, has been destabilized by large and frequent payouts to policyholders for a variety of events caused by or attributable to the …
Sponsors
- Chris Lee (D, 25) · primary sponsor
Latest actions
- : Received notice of change in Senate conferees (Sen. Com. No. 812).
- : Senate Conferees Changed: Senator Dela Cruz added as Co-Chair. Senator Inouye discharged as Co-Chair.
- : Conference committee meeting to reconvene on 05-01-26 5:30 PM; Conference Room 224.
- : Conference committee meeting to reconvene on 05-01-26 2:31PM; Conference Room 224.
- : Conference Committee Meeting will reconvene on Thursday 04-30-26 3:30PM in conference room 224.
- : Bill scheduled for Conference Committee Meeting on Wednesday, 04-29-26 3:30PM in conference room 224.
- : Received notice of appointment of House conferees (Hse. Com. No. 839).
- : House Conferees Appointed: Matayoshi, Tarnas, Yamashita Co-Chairs; Pierick.
- : Received notice of Senate conferees (Sen. Com. No. 740).
- : Senate Conferees Appointed: Keohokalole Chair; Inouye, Rhoads Co-Chairs.
Votes
- Third Reading with Representative(s) Reyes Oda voting aye with reservations; Representative(s) Alcos, Cochran, Garcia, Gedeon, Kong, Matsumoto, Muraoka, Pierick, Shimizu voting no (9) and Representati (April 14, 2026): 41 yea, 9 nay, passed
- FIN: recommend that the measure be PASSED, UNAMENDED (April 7, 2026): 14 yea, 2 nay, passed
- Report adopted; referred to the committee(s) on FIN as amended in HD 2 with Representative(s) Gedeon, Matsumoto, Muraoka, Reyes Oda voting aye with reservations; Representative(s) Alcos, Garcia, Pieri (March 30, 2026): 43 yea, 4 nay, passed
- JHA: recommend that the measure be PASSED, WITH AMENDMENTS (March 25, 2026): 5 yea, 2 nay, passed
- Second Reading as amended in HD 1 and referred to the committee(s) on JHA with Representative(s) Gedeon, Matsumoto, Reyes Oda voting aye with reservations; Representative(s) Alcos, Garcia, Muraoka, Pi (March 20, 2026): 45 yea, 5 nay, passed
- CPC: recommend that the measure be PASSED, WITH AMENDMENTS (March 18, 2026): 10 yea, 1 nay, passed
Subjects: Report, Counties, Insurance, Prohibition, Study
Common questions
- What is SB1166?
- SB1166 is a bill in the Hawaii Legislature (2026 Regular Session): Relating to Insurance.
- What does SB1166 do?
- In its own words: A bill for an act relating to insurance.
- What is the status of SB1166?
- In committee as of May 1, 2026. Latest action: Received notice of change in Senate conferees (Sen. Com. No. 812). (May 1, 2026).
- Who sponsored SB1166?
- Chris Lee (D, 25).
- Where is the official record for SB1166?
- On the Hawaii Legislature website: https://www.capitol.hawaii.gov/measure_indiv.aspx?billtype=SB&billnumber=1166&year=2026
Source: official Hawaii record. Tracked by Delilah, AI for legislation across all 50 states and Congress.