Illinois legislation · 104th General Assembly
Illinois HB4592: ACCEPTANCE OF CASH PAYMENTS
Status: Signed into law, July 31, 2026
Amends the Civil Administrative Code of Illinois. Provides that a State agency shall accept cash when offered as payment for any transaction totaling $500 or less. Prohibits a State agency from charging a higher price or adding any additional fee if a transaction conducted in cash. Amends the Local Governmental Acceptance of Credit Cards Act. Changes the name of the Act to the Local Governmental Acceptance of Credit Cards and Cash Act. Provides that a unit of local government shall accept cash when offered as payment for any transaction totaling $500 or less. Prohibits a unit of local government from charging a higher price or adding any additional fee if a transaction conducted in cash. Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that any person engaged in the business of selling or offering to sell goods or services at retail to the public with an individual accepting in-person payments at a physical location shall not: (1) refuse to accept cash as a form of payment for sales of less than $500 made at the physical location; (2) post a sign on the premises stating that cash payment is not accepted; or (3) charge a higher price to customers paying with cash compared to the price charged to customers not paying with cash. Sets forth exceptions to the provision. Provides that a violation of the provision is an unlawful practice within the meaning of the Act.
What the bill says
A bill FOR 104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026HB4592Introduced 2/3/2026, by Rep. Rita MayfieldSYNOPSIS AS INTRODUCED: ILCS 5/5-735 new50 ILCS 345/150 ILCS 345/40 new815 ILCS 505/MMMM new 20 ILCS 5/5-735 new 50 ILCS 345/1 50 ILCS 345/40 new 815 ILCS 505/MMMM new ILCS 5/5-735 new ILCS 345/1 ILCS 345/40 new ILCS 505/MMMM new Amends the Civil Administrative Code of Illinois. Provides that aState agency shall accept cash when offered as payment for any transactiontotaling $500 or less…
From the introduced text, January 26, 2026:
A BILL FOR 104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026HB4592Introduced 2/3/2026, by Rep. Rita MayfieldSYNOPSIS AS INTRODUCED: ILCS 5/5-735 new50 ILCS 345/150 ILCS 345/40 new815 ILCS 505/MMMM new 20 ILCS 5/5-735 new 50 ILCS 345/1 50 ILCS 345/40 new 815 ILCS 505/MMMM new ILCS 5/5-735 new ILCS 345/1 ILCS 345/40 new ILCS 505/MMMM new Amends the Civil Administrative Code of Illinois. Provides that aState agency shall accept cash when offered as payment for any transactiontotaling $500 or less. Prohibits a State agency from charging a higherprice or adding any additional fee if a transaction conducted in cash.Amends the Local Governmental Acceptance of Credit Cards Act. Changes thename of the Act to the Local Governmental Acceptance of Credit Cards andCash Act. Provides that a unit of local government shall accept cash whenoffered as payment for any transaction totaling $500 or less. Prohibits aunit of local government from charging a higher price or adding anyadditional fee if a transaction conducted in cash. Amends the ConsumerFraud and Deceptive Business Practices Act. Provides that any personengaged in the business of selling or offering to sell goods or services atretail to the public with an individual accepting in-person payments at aphysical location shall (2) post a signon the premises stating that cash payment is not accepted; or (3) charge ahigher price to customers …