Illinois legislation · 104th General Assembly
Illinois SB2878: INS-DENTAL COVERAGE REIMBURSE
Status: In committee, September 18, 2026
Amends the Illinois Insurance Code. Prohibits an insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance on or after the effective date of the amendatory Act from requiring a dental care provider to only accept payment from a credit card or electronic funds transfer, in addition to the existing prohibition on incurred fees to access and obtain payment or reimbursement for services provided. Provides that any insurer, dental service plan corporation, professional service corporation, insurance network leasing company, or any other company or its contracted vendor that amends, delivers, issues, or renews an individual or group policy of accident and health insurance may initiate or change payment methodology to a dental care provider using electronic funds transfer payments, including virtual credit card payments, if the specified conditions are met. Sets forth provisions concerning claim payment methodologies and fees for transmitting payments. Provides that the specified dental coverage reimbursement provisions shall not be waived by contract. Effective January 1, 2027.
What the bill says
A bill FOR 104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026SB2878Introduced 1/16/2026, by Sen. Julie A. MorrisonSYNOPSIS AS INTRODUCED: ILCS 5/355.5 215 ILCS 5/355.5 ILCS 5/355.5 Amends the Illinois Insurance Code…
From the introduced text, January 16, 2026:
A BILL FOR 104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026SB2878Introduced 1/16/2026, by Sen. Julie A. MorrisonSYNOPSIS AS INTRODUCED: ILCS 5/355.5 215 ILCS 5/355.5 ILCS 5/355.5 Amends the Illinois Insurance Code. Prohibits an insurer, dentalservice plan corporation, professional service corporation, insurancenetwork leasing company, or any other company or its contracted vendorthat amends, delivers, issues, or renews an individual or group policy ofaccident and health insurance on or after the effective date of theamendatory Act from requiring a dental care provider to only acceptpayment from a credit card or electronic funds transfer, in addition to theexisting prohibition on incurred fees to access and obtain payment orreimbursement for services provided. Provides that any insurer, dentalservice plan corporation, professional service corporation, insurancenetwork leasing company, or any other company or its contracted vendorthat amends, delivers, issues, or renews an individual or group policy ofaccident and health insurance may initiate or change payment methodologyto a dental care provider using electronic funds transfer payments,including virtual credit card payments, if the specified conditions aremet. Sets forth provisions concerning claim payment methodologies and feesfor transmitting payments. Provides that the specified dental coveragereimbursement provisions shall not be waived by contract. EffectiveJanuary 1, 2027. LRB104 16882 BAB 30292 b LRB104 16882 BAB 30292 b LRB104 16882 BAB 30292 b A BILL FOR SB2878LRB104 16882 BAB 30292 b SB2878 LRB104 …
Sponsors
- Julie A. Morrison (D, 29) · primary sponsor
- Sue Rezin (R, 38)
Latest actions
- : Added as Co-Sponsor Sen. Sue Rezin
- : Rule 3-9(a) / Re-referred to Assignments
- : Placed on Calendar Order of 3rd Reading March 5, 2026
- : Second Reading
- : Placed on Calendar Order of 2nd Reading February 19, 2026
- : Do Pass as Amended Insurance; 012-000-000
- : Senate Committee Amendment No. 1 Adopted
- : Senate Committee Amendment No. 1 Assignments Refers to Insurance
- : Senate Committee Amendment No. 1 Referred to Assignments
- : Senate Committee Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison
Votes
- Do Pass as Amended Insurance (February 18, 2026): 12 yea, 0 nay, passed
Subjects: ILCS 215 - Insurance
Common questions
- What is SB2878?
- SB2878 is a bill in the Illinois Legislature (104th General Assembly): INS-DENTAL COVERAGE REIMBURSE.
- What does SB2878 do?
- In its own words: A bill FOR 104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026SB2878Introduced 1/16/2026, by Sen. Julie A. MorrisonSYNOPSIS AS INTRODUCED: ILCS 5/355.5 215 ILCS 5/355.5 ILCS 5/355.5 Amends the Illinois Insurance Code…
- What is the status of SB2878?
- In committee as of September 18, 2026. Latest action: Added as Co-Sponsor Sen. Sue Rezin (September 18, 2026).
- Who sponsored SB2878?
- Julie A. Morrison (D, 29), with 1 co-sponsor.
- Where is the official record for SB2878?
- On the Illinois Legislature website: https://www.ilga.gov/Legislation/BillStatus?DocNum=2878&GAID=18&DocTypeID=SB&SessionID=114
Source: official Illinois record. Tracked by Delilah, AI for legislation across all 50 states and Congress.