Illinois legislation · 104th General Assembly
Illinois SB3321: LOC GOV-CREDIT CARD AGREEMENTS
Status: Signed into law, August 21, 2026
Amends the Local Governmental Acceptance of Credit Cards Act. Provides that the governing body of a governmental entity accepting payment by credit card may enter into agreements with third-party software providers for the purpose of ensuring that the governmental entity receives the correct remittance for payment. Provides that, if a governmental entity enters into an agreement with one or more financial institutions or other service providers to facilitate the acceptance and processing of credit card payments, then the agreement may not restrict or prevent the governmental entity from using the payment processing system outlined in the State Treasurer Act or any other payment processing system that the governmental entity has procured. Effective immediately.
What the bill says
A bill FOR 104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026SB3321Introduced 2/3/2026, by Sen. Meg Loughran CappelSYNOPSIS AS INTRODUCED: ILCS 345/20 50 ILCS 345/20 ILCS 345/20 Amends the Local Governmental Acceptance of Credit Cards Act.Provides that the governing body of a governmental entity acceptingpayment by credit card may enter into agreements with third-party softwareproviders for the purpose of ensuring that the governmental entityreceives the correct remittance for payment…
From the introduced text, February 3, 2026:
A BILL FOR 104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026SB3321Introduced 2/3/2026, by Sen. Meg Loughran CappelSYNOPSIS AS INTRODUCED: ILCS 345/20 50 ILCS 345/20 ILCS 345/20 Amends the Local Governmental Acceptance of Credit Cards Act.Provides that the governing body of a governmental entity acceptingpayment by credit card may enter into agreements with third-party softwareproviders for the purpose of ensuring that the governmental entityreceives the correct remittance for payment. Provides that, if agovernmental entity enters into an agreement with one or more financialinstitutions or other service providers to facilitate the acceptance andprocessing of credit card payments, then the agreement may not restrict orprevent the governmental entity from using the payment processing systemoutlined in the State Treasurer Act or any other payment processing systemthat the governmental entity has procured. Effective immediately. LRB104 18571 RTM 32014 b LRB104 18571 RTM 32014 b LRB104 18571 RTM 32014 b A BILL FOR SB3321LRB104 18571 RTM 32014 b SB3321 LRB104 18571 RTM 32014 b SB3321 LRB104 18571 RTM 32014 b AN ACT concerning local government. Be it enacted by the People of the State of Illinois, represented in the General Assembly: Section 5.The Local Governmental Acceptance of Credit Cards Act is amended by changing Section 20 as follows: (50 ILCS 345/20) Sec. 20.Election by local governmental entities to accept credit cards. (a) The decision whether …