Indiana legislation · 2026 Regular Session
Indiana HB1260: Various insurance matters.
Status: Signed into law, February 27, 2026
Requires a person or entity to furnish information relating to a fraudulent insurance act to the department of insurance or the National Insurance Crime Bureau. Provides that a person or entity is not subject to civil or criminal liability for filing a report or furnishing other information concerning a fraudulent insurance act under certain circumstances. Sets forth a fee schedule for providing unrestricted data to certain entities from the all payer claims data base. Makes various changes to: (1) provisions relating to notice of material change; and (2) the property and casualty insurance and guaranty association law. Allows the insurance commissioner to waive the requirements for a merger or consolidation of a farm mutual insurance company with any other company if an emergency event occurs. Provides that a policy of insurance that provides coverage in excess of any liability relating to a self-insured retention amount shall be considered a commercial umbrella or excess liability policy under the uninsured and underinsured motorist coverage provision. Requires an insurer of automobile insurance policies to mail a notice of nonrenewal at least 30 days before the expiration of the policy. Requires an insurer of residential policies to: (1) mail a notice of nonrenewal at least 60 days before the expiration of the policy; and (2) take certain actions when the insurer utilizes aerial images as part of the insurer's coverage determinations. Allows co-owners of a condominium that meets certain conditions to obtain property and casualty insurance coverage for the condominium units by purchasing a master policy or by allowing each co-owner to purchase insurance on an individual basis. Requires an insurer and a health maintenance organization to provide an insurance producer with access to a complete list of providers who have entered into a reimbursement agreement with the insurer or health maintenance organization. Provides that the prohibition on denying, conditioning,
What the bill says
An act to amend the Indiana Code concerning insurance.
From the enrolled text:
AN ACT to amend the Indiana Code concerning insurance. SECTION 1. IC 27-1-3-22 IS AMENDED TO READ AS FOLLOWS [EFFECTIVE JULY 1, 2026]: Sec. 22. (a) As used in this section, "fraudulent insurance act" means: (1) the preparation or presentation of a written statement as part of, or in support of: (A) a fraudulent application for the issuance or rating of a policy of commercial insurance; or (B) a fraudulent claim under a policy of commercial or personal insurance; or (2) the concealment, for the purpose of misleading, of information concerning any fact material to an application or claim described in subdivision (1). (b) As used in this section, "fraudulent insurance act" includes the act or omission of a person who, knowingly and with intent to defraud, does any of the following: (1) Presents, causes to be presented, or prepares with knowledge or belief that it will be presented, to or by an insurer, a reinsurer, a purported insurer or reinsurer, a broker, or an agent of an insurer, reinsurer, purported insurer or reinsurer, or broker, an oral or written statement that the person knows to contain materially false information as part of, in support of, or concerning any fact that is material HEA 1260 -- Concur (B) the rating of an insurance policy; (C) a claim for payment or …
Sponsors
- Lehman, Matt (R) · primary sponsor
- Martin Carbaugh (R, HD-081)
Latest actions
- : Public Law 86
- : Signed by the Governor
- : Signed by the President Pro Tempore
- : Signed by the President of the Senate
- : House concurred with Senate amendments; Roll Call 392: yeas 78, nays 12
- : Signed by the Speaker
- : Senate advisors appointed: Walker K, Qaddoura
- : Senate conferees appointed: Baldwin, Randolph Lonnie M
- : House advisors appointed: Carbaugh, Mayfield, Campbell, Garcia Wilburn
- : House conferees appointed: Lehman, Dvorak
Votes
- HB1260.05.ENGS.CON01 (February 26, 2026): 78 yea, 12 nay, passed
- HB1260.04.COMS (February 24, 2026): 48 yea, 0 nay, passed
- HB1260.02.COMH (January 28, 2026): 92 yea, 1 nay, passed
Subjects: AGENCIES; Department of Insurance (IDOI), INSURANCE; Property (Excluding Motor Vehicles), INSURANCE; Motor Vehicles, INSURANCE; Generally
Common questions
- What is HB1260?
- HB1260 is a bill in the Indiana Legislature (2026 Regular Session): Various insurance matters.
- What does HB1260 do?
- In its own words: An act to amend the Indiana Code concerning insurance.
- What is the status of HB1260?
- Signed into law as of February 27, 2026. Latest action: Public Law 86 (March 4, 2026).
- Who sponsored HB1260?
- Lehman, Matt (R), with 1 co-sponsor.
- Where is the official record for HB1260?
- On the Indiana Legislature website: https://iga.in.gov/legislative/2026/bills/house/1260
Source: official Indiana record. Tracked by Delilah, AI for legislation across all 50 states and Congress.