Indiana legislation · 2026 Regular Session
Indiana SB169: Reorganization of consumer lending laws.
Status: Signed into law, February 27, 2026
Repeals the statutes governing first lien mortgage lending, small loans, mortgage rescue protection fraud, and home loan practices and the Uniform Consumer Credit Code. Recodifies the repealed statutes in a new title of the Indiana Code concerning consumer lending (Title 37). Conforms the structure and organization of the recodified statutes to the requirements of the general assembly's drafting manual. Makes conforming changes to cross-references.
What the bill says
An act to amend the Indiana Code concerning trade regulation.
From the enrolled text:
AN ACT to amend the Indiana Code concerning trade regulation. SECTION 1. IC 4-6-3-3, AS AMENDED BY P.L.100-2025, SECTION 1, IS AMENDED TO READ AS FOLLOWS [EFFECTIVE JULY 1, 2026]: Sec. 3. (a) If the attorney general has reasonable cause to believe that a person may be in possession, custody, or control of documentary material, or may have knowledge of a fact that is relevant to an investigation conducted to determine if a person is or has been engaged in a violation of IC 4-6-9, IC 4-6-10, IC 13-14-10, IC 13-14-12, IC 13-24-2, IC 13-30-4, IC 13-30-5, IC 13-30-8, IC 16-21-15, IC 23-7-8, IC 24-1-2, IC 24-5-0.5, IC 24-5-7, IC 24-5-8, IC 24-9, IC 25-1-7, IC 27-1-37-8, IC 32-34-1.5, IC 37-5, or any other statute enforced by the attorney general or is or has been engaged in a criminal violation of IC 13, only the attorney general may issue in writing, and cause to be served upon the person or the person's representative or agent, an investigative demand that requires that the person served do any combination of the following: (1) Produce the documentary material for inspection and copying or reproduction. (2) Answer under oath and in writing written interrogatories. (3) Appear and testify under oath before the attorney general or the attorney general's duly authorized representative. (b) The office …
Sponsors
- Scott Baldwin (R, SD-020) · primary sponsor
- Lonnie Randolph (D, SD-002)
Latest actions
- : Public Law 115
- : Signed by the Governor
- : Signed by the Speaker
- : Signed by the President of the Senate
- : Signed by the President Pro Tempore
- : Senate concurred with House amendments; Roll Call 278: yeas 46, nays 0
- : Motion to concur filed
- : Returned to the Senate with amendments
- : Third reading: passed; Roll Call 305: yeas 93, nays 1
- : Second reading: ordered engrossed
Votes
- SB0169.03.COMH.CON01 (February 25, 2026): 46 yea, 0 nay, passed
- SB0169.03.COMH (February 23, 2026): 93 yea, 1 nay, passed
- SB0169.02.COMS (January 22, 2026): 43 yea, 1 nay, passed
Subjects: FINANCIAL SERVICES; Financial Institutions, FINANCIAL SERVICES; Loans and Mortgages, CIVIL LAW AND PROCEDURE; Liens and Encumbrances, TRADE REGULATIONS; Consumer Credit and Consumer Protection (Including the Uniform Consumer Credit Code (UCCC))
Common questions
- What is SB169?
- SB169 is a bill in the Indiana Legislature (2026 Regular Session): Reorganization of consumer lending laws.
- What does SB169 do?
- In its own words: An act to amend the Indiana Code concerning trade regulation.
- What is the status of SB169?
- Signed into law as of February 27, 2026. Latest action: Public Law 115 (March 5, 2026).
- Who sponsored SB169?
- Scott Baldwin (R, SD-020), with 1 co-sponsor.
- Where is the official record for SB169?
- On the Indiana Legislature website: https://iga.in.gov/legislative/2026/bills/senate/169
Source: official Indiana record. Tracked by Delilah, AI for legislation across all 50 states and Congress.