Iowa legislation · 91st General Assembly
Iowa HF2259: A BILL FOR An Act relating to an insurerâs use of credit information for a motor vehicle financial liability coverage policy
Status: In committee, February 3, 2026
An Act relating to an insurerâs use of credit information for a motor vehicle financial liability coverage policy.
What the bill says
A bill FOR An Act relating to an insurer's use of credit information for a motor vehicle financial liability coverage policy.
From the introduced text, February 3, 2026:
A BILL FOR An Act relating to an insurer's use of credit information for a motor vehicle financial liability coverage policy. BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA: TLSB 5267YH (4) th/ns H.F. 2259 Section 1. Section 515.103, subsection 1, paragraph j, Code 2026, is amended to read as follows: j. "Personal insurance" means personal insurance and not commercial insurance and is limited to private passenger automobile, homeowners, farm owners, personal farm liability, motorcycle, mobile home owners, noncommercial dwelling fire, boat, and personal watercraft, snowmobile, and recreational vehicle insurance policies, that are individually underwritten for personal, family, farm, or household use. No other type of insurance is included as personal insurance for the purposes of this section. Sec. 2. Section 515.103, Code 2026, is amended by adding the following new subsection: NEW SUBSECTION. 1A. Prohibited use of credit information. An insurer authorized to do business in this state shall not use credit information to underwrite or rate risks for a motor vehicle financial liability coverage policy. For purposes of this subsection, "financial liability coverage" means as defined in section 321.1, subsection 24B, paragraph "a". EXPLANATION The inclusion of this explanation does not constitute agreement with the explanation's substance by the members of the general assembly. Under current law, an insurer authorized to operate in Iowa …
Sponsors
- Ken Croken (D, 97) · primary sponsor
- Mary Madison (D, 31)
- Monica Kurth (D, 98)
- Elizabeth Wilson (D, 73)
- Bob Kressig (D, 75)
- Ross Wilburn (D, 50)
- Jr, Amos
- Scholten
- Beth Wessel-Kroeschell (D, 49)
- Tracy Ehlert (D, 79)
- Rob Johnson (D, 34)
- Lindsay James (D, 71)
Latest actions
- : Introduced, referred to Commerce. H.J. 192 .
Subjects: motor vehicles, credit, automobile insurance
Common questions
- What is HF2259?
- HF2259 is a bill in the Iowa Legislature (91st General Assembly): A BILL FOR An Act relating to an insurerâs use of credit information for a motor vehicle financial liability coverage policy.
- What does HF2259 do?
- In its own words: A bill FOR An Act relating to an insurer's use of credit information for a motor vehicle financial liability coverage policy.
- What is the status of HF2259?
- In committee as of February 3, 2026. Latest action: Introduced, referred to Commerce. H.J. 192 . (February 3, 2026).
- Who sponsored HF2259?
- Ken Croken (D, 97), with 11 co-sponsors.
- Where is the official record for HF2259?
- On the Iowa Legislature website: https://www.legis.iowa.gov/legislation/BillBook?ba=HF+2259&ga=91
Source: official Iowa record. Tracked by Delilah, AI for legislation across all 50 states and Congress.