Kansas legislation · 2025-2026 Regular Session
Kansas SB474: Enacting the Kansas short-term, limited duration insurance act; establishing definitions, disclosure, premiums, renewal and underwriting requirements relating thereto and authorizing the commissioner of insurance to adopt rules and regulations to implement and oversee the act
Status: In committee, April 10, 2026
What the bill says
An act concerning insurance; relating to accident and health coverage; enacting the Kansas short-term limited duration insurance act; establishing definitions, disclosure, premium, renewal and underwriting requirements related thereto; authorizing the commissioner of insurance to adopt rules and regulations to implement and administer the act; amending K.S.A. 40-2,193 and repealing the existing section.
From the introduced text, February 4, 2026:
AN ACT concerning insurance; relating to accident and health coverage; enacting the Kansas short-term limited duration insurance act; establishing definitions, disclosure, premium, renewal and underwriting requirements related thereto; authorizing the commissioner of insurance to adopt rules and regulations to implement and administer the act; amending K.S.A. 40-2,193 and repealing the existing section. Be it enacted by the Legislature of the State of Kansas: New Section 1. (a) This act shall be known and may be cited as the Kansas short-term limited duration insurance act. (b) As used in this act: (1) "Covered individual" means an individual entitled to coverage under a short-term insurance plan. (2) "PPACA" means the federal patient protection and affordable care act, public law 111-148, as amended by the federal health care and education reconciliation act of 2010, public law 111-152. (3) "Short-term insurance plan" means a policy of health insurance that: (A) May be renewed for the greater or (ii) the maximum period permitted under federal law; (B) has a term of not more than 364 days; and (C) has an annual limit of at least $2,000,000. (c) A short-term insurance plan shall include coverage for the (2) hospitalization; (3) emergency services; and (4) laboratory services. (d) (1) This subsection applies to an insurer that issues a short-term insurance plan and undertakes a preferred provider plan …