Kentucky legislation · 2026 Regular Session
Kentucky HB568: AN ACT relating to public protection and declaring an emergency.
Status: Signed into law, April 13, 2026
Amend KRS 304.9-020 to modify the definition of "apprentice adjuster," "negotiate," and "public adjuster"; amend KRS 304.9-430 to prohibit the issuing of a public adjuster license on or after the effective date of the Act; amend KRS 304.9-432 to prohibit issuing an apprentice adjuster license to a person that is supervised by a public adjuster; prohibit temporary or apprentice adjuster licensees from taking an examination for, or being issued, a public adjuster license; amend KRS 304.9-433 to prohibit a public adjuster from providing services until the required rescission period has concluded; establish information to be included in contracts between a public adjuster and an insured; require a public adjuster to provide a physical copy of the contract to the insured and insurer; modify the required rescission period for contracts between a public adjuster and an insured; provide that contracts in violation of KRS Chapter 304 are not enforceable; amend KRS 304.9-4331 to prohibit a public adjuster from being affiliated with an entity or person that obtains business in connection with a claim, utilizing a contractor, another form of business, or other person to solicit or obtain contract signatures; prohibit a public adjuster from negotiating with an insurer on behalf of an insured; amend KRS 304.9-4332 to require a public adjuster to provide insured with a receipt of deposit within 3 business days; amend KRS 304.9-4333 to modify fees that may be charged by a public adjuster; amend KRS 304.9-440 to require the commissioner to take certain regulatory actions against an adjuster or apprentice licensee under certain conditions; amend KRS 304.9-436 and 304.9-295 to conform; make conforming and technical amendments throughout; direct that certain sections apply to contracts entered on or after the effective date of the Act.
What the bill says
An act relating to public adjusters.
From the committee substitute text:
AN ACT relating to public adjusters. Be it enacted by the General Assembly of the Commonwealth of Kentucky: Section 1. KRS 304.9-020 is amended to read as follows: As used in this subtitle: (1) "Agent" means a person who sells, solicits, or negotiates insurance or annuity contracts; (2) "Appointment" means a notification filed with the insurance department that an insurer has established an agency relationship with a producer; (3) "Appointment renewal" means continuation of an insurer's existing appointment based on payment of the required fee without submission of an appointment form; (4) "Apprentice adjuster" means an individual who meets the qualification requirements to hold a license as an independent, staff, or public adjuster, except for the experience, education, and training requirements; (5) "Business entity" means a corporation, association, partnership, limited liability company, limited liability partnership, employer group, professional employer organization, or other legal entity; (6) "Catastrophe" means an event that results in a declaration of emergency by the Governor pursuant to KRS 39A.100 (b) Extensive damage or destruction of facilities that provide and sustain human needs; (c) An overwhelming demand on state and local response resources and mechanisms; (d) A severe long-term effect on general economic activity; or (e) A severe effect on state, local, and private sector capabilities to begin and sustain response activities; (7) "Crop insurance" means insurance …
Sponsors
- Michael Meredith (R, HD-019) · primary sponsor
- Chad Aull (D, HD-079)
- George Brown (D, HD-077)
- Robert Duvall (R, HD-017)
- Jim Gooch (R, HD-012)
- Erika Hancock (D, HD-057)
- Matt Lockett (R, HD-039)
- Suzanne Miles (R, HD-007)
- Michael Pollock (R, HD-051)
Latest actions
- : signed by Governor (Acts Ch. 141)
- : delivered to Governor
- : enrolled, signed by President of the Senate
- : enrolled, signed by Speaker of the House
- : passed 91-0
- : Free Conference Committee report adopted in House
- : posted for passage for consideration of Free Conference Committee Report
- : taken from Rules
- : passed 33-1
- : Free Conference Committee report adopted in Senate
Votes
- Senate: PASS HB 568 w/ SCS 1, SFA 1, SFA 2 (T) (SCS 1) RSN# 4110 (April 1, 2026): 36 yea, 0 nay, passed
- Senate: FINAL PASSAGE OF HB 568 RSN# 4140 (April 1, 2026): 33 yea, 1 nay, passed
- House: Final Passage RCS# 453 (April 1, 2026): 91 yea, 0 nay, passed
- House: Pass RCS# 131 (February 24, 2026): 95 yea, 1 nay, passed
Subjects: State Agencies, Fees, Licensing, Insurance, Contracts
Common questions
- What is HB568?
- HB568 is a bill in the Kentucky Legislature (2026 Regular Session): AN ACT relating to public protection and declaring an emergency.
- What does HB568 do?
- In its own words: An act relating to public adjusters.
- What is the status of HB568?
- Signed into law as of April 13, 2026. Latest action: signed by Governor (Acts Ch. 141) (April 13, 2026).
- Who sponsored HB568?
- Michael Meredith (R, HD-019), with 8 co-sponsors.
- Where is the official record for HB568?
- On the Kentucky Legislature website: https://apps.legislature.ky.gov/record/26rs/hb568.html
Source: official Kentucky record. Tracked by Delilah, AI for legislation across all 50 states and Congress.