Kentucky legislation · 2026 Regular Session
Kentucky HB184: AN ACT relating to health savings account-qualified insurance plans.
Status: Signed into law, April 3, 2026
Create a new section of Subtitle 1 of KRS Chapter 304 to limit the application of cost-sharing requirements that would result in a health insurance policy, certificate, plan, or contract losing its health savings account-qualified status under federal law; create a new section of KRS Chapter 18A to subject cost-sharing requirements in that chapter to applicability limitation; provide that applicability limitation applies to policies, certificates, plans, and contracts issued or renewed on or after the effective date of the Act; provide purpose of Section 1 of the Act; state the that Section 1 of the Act may be cited as the Health Savings Account State-Federal Regulatory Coordination Model Act.
What the bill says
An act relating to health savings account-qualified insurance plans.
From the introduced text:
AN ACT relating to health savings account-qualified insurance plans. Be it enacted by the General Assembly of the Commonwealth of Kentucky: SECTION 1. A NEW SECTION OF SUBTITLE 1 OF KRS CHAPTER 304 IS CREATED TO READ AS FOLLOWS: (1) As used in this section: (a) "Cost-sharing requirement" means a: 1. Prohibition outright on the imposition of any deductible, copayment, coinsurance, or other out-of-pocket expense, other than premiums, under a health insurance policy, certificate, plan, or contract; or 2. Limitation on the amount of any deductible, copayment, coinsurance, or other out-of-pocket expense, other than premiums, that is imposed under a health insurance policy, certificate, plan, or contract; (b) "Enrollee": 1. Means an individual who is enrolled in health insurance, whether on an individual or a group basis; and 2. Includes any covered dependent of an individual referenced in subparagraph 1. of this paragraph; and (c) "Health savings account-qualified insurance plan" means a high deductible health plan that covers individuals who may be entitled to receive certain tax benefits under 26 U.S.C. sec. 223, as amended, with respect to contributions made to a health savings account. (2) If, under federal law, the application of any cost-sharing requirement in this chapter or any other state law would cause an enrollee's health savings accountqualified insurance plan to no longer qualify as a high …
Sponsors
- Michael Meredith (R, HD-019) · primary sponsor
- Daniel Grossberg (D, HD-030)
Latest actions
- : signed by Governor (Acts Ch. 27)
- : delivered to Governor
- : enrolled, signed by President of the Senate
- : enrolled, signed by Speaker of the House
- : received in House
- : 3rd reading, passed 38-0
- : passed over and retained in the Consent Orders of the Day
- : posted for passage in the Consent Orders of the Day for Tuesday, March 24 2026
- : 2nd reading, to Rules as a consent bill
- : reported favorably, 1st reading, to Consent Calendar
Votes
- Senate: Floor Vote RSN# 3994 (March 25, 2026): 38 yea, 0 nay, passed
- House: Pass RCS# 12 (January 20, 2026): 94 yea, 0 nay, passed
Subjects: Short Titles And Popular Names, Insurance, Health, Federal Laws And Regulations, State Employees
Common questions
- What is HB184?
- HB184 is a bill in the Kentucky Legislature (2026 Regular Session): AN ACT relating to health savings account-qualified insurance plans.
- What does HB184 do?
- In its own words: An act relating to health savings account-qualified insurance plans.
- What is the status of HB184?
- Signed into law as of April 3, 2026. Latest action: signed by Governor (Acts Ch. 27) (April 3, 2026).
- Who sponsored HB184?
- Michael Meredith (R, HD-019), with 1 co-sponsor.
- Where is the official record for HB184?
- On the Kentucky Legislature website: https://apps.legislature.ky.gov/record/26rs/hb184.html
Source: official Kentucky record. Tracked by Delilah, AI for legislation across all 50 states and Congress.