Louisiana legislation · 2026 Regular Session
Louisiana HB850: INSURANCE: Provides relative to cancellation notice requirements in the Standard Fire Policy
Status: Signed into law, June 8, 2026
What the bill says
An act To amend and reenact R.S. 22:1311(F)(2), relative to the cancellation of residential property insurance policies; to provide for notice requirements in the Standard Fire Policy; and to provide for related matters.
From the introduced text:
AN ACT To amend and reenact R.S. 22:1311(F)(2), relative to the cancellation of residential property insurance policies; to provide for notice requirements in the Standard Fire Policy; and to provide for related matters. Be it enacted by the Legislature of Louisiana: Section 1. R.S. 22:1311(F)(2) is hereby amended and reenacted to read as follows: §1311. Fire insurance contract; standard provisions; variations * * * F. The form of the standard fire insurance policy of the state of Louisiana, with permission to substitute for the word "company" a more accurate descriptive term for the type of insurer, shall be as follows: * * * (2) SECOND PAGE OF STANDARD FIRE POLICY Concealment, fraud - This entire policy shall be void if, whether before or after a loss, the insured has willfully concealed or misrepresented any material fact or circumstance concerning this insurance or the subject thereof, or the interest of the insured therein, or in case of any fraud or false swearing by the insured relating thereto. Page 1 of CODING: Words in struck through type are deletions from existing law; words underscored are additions. HLS 26RS-1251 ORIGINAL HB NO. Uninsurable and excepted property - This policy shall not cover accounts, bills, currency, deeds, evidence of debt, money, or securities; nor, unless specifically named hereon in writing, bullion, or manuscripts. Perils …
Sponsors
- Firment, Michael (R, 22) · primary sponsor
Latest actions
- : Effective date: 06/08/2026.
- : Signed by the Governor. Becomes Act No. 848.
- : Sent to the Governor for executive approval.
- : Enrolled and signed by the Speaker of the House.
- : Signed by the President of the Senate.
- : Read by title, roll called, yeas 99, nays 0, Senate amendments concurred in.
- : Scheduled for concurrence on 05/26/2026.
- : Received from the Senate with amendments.
- : The amended bill was read by title, passed by a vote of 33 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled.
- : Rules suspended. Called from the Calendar.
Votes
- House Vote on HB 850, CONCUR IN SENATE AMENDMENTS (#1489) (May 26, 2026): 99 yea, 0 nay, passed
- Senate Vote on HB 850, FINAL PASSAGE (#1024) (May 19, 2026): 33 yea, 0 nay, passed
- House Vote on HB 850, FINAL PASSAGE (#106) (March 25, 2026): 98 yea, 0 nay, passed
Common questions
- What is HB850?
- HB850 is a bill in the Louisiana Legislature (2026 Regular Session): INSURANCE: Provides relative to cancellation notice requirements in the Standard Fire Policy.
- What does HB850 do?
- In its own words: An act To amend and reenact R.S. 22:1311(F)(2), relative to the cancellation of residential property insurance policies; to provide for notice requirements in the Standard Fire Policy; and to provide for related matters.
- What is the status of HB850?
- Signed into law as of June 8, 2026. Latest action: Effective date: 06/08/2026. (June 8, 2026).
- Who sponsored HB850?
- Firment, Michael (R, 22).
- Where is the official record for HB850?
- On the Louisiana Legislature website: https://legis.la.gov/legis/BillInfo.aspx?s=26RS&b=HB850
Source: official Louisiana record. Tracked by Delilah, AI for legislation across all 50 states and Congress.