Louisiana legislation · 2026 Regular Session
Louisiana SB254: CREDIT: Provides relative to surcharges for debit card use. (8/1/26)
Status: Signed into law, June 2, 2026
What the bill says
An act To enact R.S. 9:3518.5 and 3518.6, relative to debit card surcharges; to prohibit certain excess surcharges; to provide for liability; to provide reporting requirements; to provide for enforcement; to provide for civil penalties; and to provide for related matters.
From the introduced text:
AN ACT To enact R.S. 9:3518.5 and 3518.6, relative to debit card surcharges; to prohibit certain excess surcharges; to provide for liability; to provide reporting requirements; to provide for enforcement; to provide for civil penalties; and to provide for related matters. Be it enacted by the Legislature of Louisiana: Section 1. R.S. 9:3518.5 and 3518.6 are hereby enacted to read as follows: §3518.5. Debit card surcharge; prohibiting certain excess fees; liability; reporting A. As used in this Section: (1) "Cardholder" means the person named on the face of a debit card to whom or for whose benefit the debit card is issued by an issuer and shall include any employee or other agent or authorized user of the card. (2) "Debit card" means a card or other payment device that debits funds directly from a cardholder's deposit account. (3) "Retail business" means any person or entity engaged in the sale of goods or services. Page 1 of Coding: Words which are struck through are deletions from existing law; words in boldface type and underscored are additions. SLS 26RS-121 ORIGINAL SB NO. (4) "Surcharge" means any additional amount of money imposed at the time of the transaction by a retail business that increases the charge to the cardholder for the privilege of using a debit card. B. In a sale of …
Sponsors
- Mizell, Beth (R, 12) · primary sponsor
- Chassion, Tehmi (D, 44)
Latest actions
- : Effective date 8/1/2026.
- : Signed by the Governor. Becomes Act No. 751.
- : Sent to the Governor by the Secretary of the Senate.
- : Signed by the Speaker of the House.
- : Enrolled. Signed by the President of the Senate.
- : Amendments proposed by the House read and concurred in by a vote of 36 yeas and 0 nays.
- : Received from the House with amendments.
- : Read third time by title, roll called on final passage, yeas 83, nays 14. Finally passed, ordered to the Senate.
- : Scheduled for floor debate on 05/26/2026.
- : Read by title, amended, passed to 3rd reading.
Votes
- Senate Vote on SB 254, CONCUR (#1408) (May 27, 2026): 36 yea, 0 nay, passed
- House Vote on SB 254, FINAL PASSAGE (#1503) (May 26, 2026): 83 yea, 14 nay, passed
- Senate Vote on SB 254, FINAL PASSAGE (#106) (March 23, 2026): 35 yea, 0 nay, passed
Common questions
- What is SB254?
- SB254 is a bill in the Louisiana Legislature (2026 Regular Session): CREDIT: Provides relative to surcharges for debit card use. (8/1/26).
- What does SB254 do?
- In its own words: An act To enact R.S. 9:3518.5 and 3518.6, relative to debit card surcharges; to prohibit certain excess surcharges; to provide for liability; to provide reporting requirements; to provide for enforcement; to provide for civil penalties; and to provide for related matters.
- What is the status of SB254?
- Signed into law as of June 2, 2026. Latest action: Effective date 8/1/2026. (June 2, 2026).
- Who sponsored SB254?
- Mizell, Beth (R, 12), with 1 co-sponsor.
- Where is the official record for SB254?
- On the Louisiana Legislature website: https://legis.la.gov/legis/BillInfo.aspx?s=26RS&b=SB254
Source: official Louisiana record. Tracked by Delilah, AI for legislation across all 50 states and Congress.