Louisiana legislation · 2026 Regular Session
Louisiana SB414: CONSUMERS: Provides for the Louisiana Medical Debt Protection Act. (gov sig)
Status: Signed into law, June 9, 2026
What the bill says
An act To enact Chapter 15 of Title 51 of the Louisiana Revised Statutes of 1950, to be comprised of R.S. 51:1501 through 1507, relative to medical debt protection; to create the Louisiana Medical Debt Protection Act; to provide relative to interest rate limitations; to provide for garnishment restrictions; to provide for enforcement; to provide for terms and definitions; to provide for an effective date; and to provide for related matters.
From the introduced text:
AN ACT To enact Chapter 15 of Title 51 of the Louisiana Revised Statutes of 1950, to be comprised of R.S. 51:1501 through 1507, relative to medical debt protection; to create the Louisiana Medical Debt Protection Act; to provide relative to interest rate limitations; to provide for garnishment restrictions; to provide for enforcement; to provide for terms and definitions; to provide for an effective date; and to provide for related matters. Be it enacted by the Legislature of Louisiana: Section 1. Chapter 15 of Title 51 of the Louisiana Revised Statutes of 1950, comprised of R.S. 51:1501 through 1507, is hereby enacted to read as follows: CHAPTER13-C. MEDICAL DEBT PROTECTIONS §1501. Short Title This Subpart shall be known and may be cited as the Louisiana Medical Debt Protection Act. §1502. Definitions As used in this Chapter, the following terms shall have the following meanings: Page 1 of Coding: Words which are struck through are deletions from existing law; words in boldface type and underscored are additions. SLS 26RS-648 ORIGINAL SB NO. (1) "Federal Poverty Level" (FPL) means the income guidelines published annually by the United States Department of Health and Human Services. (2) "Medical creditor" means any entity that provides healthcare services and to whom the consumer owes money for healthcare services or the entity that provided healthcare services and …
Sponsors
- Talbot, Kirk (R, 10) · primary sponsor
- Carver, Kim (R, 89)
- Chassion, Tehmi (D, 44)
- Fisher, Adrian (D, 16)
- Freeman, Aimee (D, 98)
- Jackson, Steven (D, 2)
- Kerner, Timothy (R, 84)
- Landry, Mandie (D, 91)
- Marcelle, Denise (D, 61)
- Martinez, Chasity (D, 60)
- Riser, Neil (R, 20)
- Joseph Stagni (R, 92)
Latest actions
- : Effective date 6/9/2026.
- : Signed by the Governor. Becomes Act No. 897.
- : Sent to the Governor by the Secretary of the Senate.
- : Signed by the Speaker of the House.
- : Enrolled. Signed by the President of the Senate.
- : Amendments proposed by the House read and concurred in by a vote of 36 yeas and 0 nays.
- : Received from the House with amendments.
- : Read third time by title, roll called on final passage, yeas 96, nays 0. Finally passed, ordered to the Senate.
- : Scheduled for floor debate on 05/29/2026.
- : Read by title, amended, passed to 3rd reading.
Votes
- Senate Vote on SB 414, CONCUR (#1588) (May 31, 2026): 36 yea, 0 nay, passed
- House Vote on SB 414, FINAL PASSAGE (#1639) (May 29, 2026): 96 yea, 0 nay, passed
- Senate Vote on SB 414, FINAL PASSAGE (#691) (May 11, 2026): 36 yea, 0 nay, passed
Common questions
- What is SB414?
- SB414 is a bill in the Louisiana Legislature (2026 Regular Session): CONSUMERS: Provides for the Louisiana Medical Debt Protection Act. (gov sig).
- What does SB414 do?
- In its own words: An act To enact Chapter 15 of Title 51 of the Louisiana Revised Statutes of 1950, to be comprised of R.S. 51:1501 through 1507, relative to medical debt protection; to create the Louisiana Medical Debt Protection Act; to provide relative to interest rate limitations; to provide for garnishment restrictions; to provide for enforcement; to provide for terms and definitions; to provide for an effective date; and to provide for related matters.
- What is the status of SB414?
- Signed into law as of June 9, 2026. Latest action: Effective date 6/9/2026. (June 9, 2026).
- Who sponsored SB414?
- Talbot, Kirk (R, 10), with 11 co-sponsors.
- Where is the official record for SB414?
- On the Louisiana Legislature website: https://legis.la.gov/legis/BillInfo.aspx?s=26RS&b=SB414
Source: official Louisiana record. Tracked by Delilah, AI for legislation across all 50 states and Congress.