Maine legislation · 132nd Legislature
Maine LD1915: An Act to Regulate Earned Wage Access Services Providers
Status: Failed, February 10, 2026
What the bill says
An Act to Regulate Earned Wage Access Services Providers Reference to the Committee on Health Coverage, Insurance and Financial Services suggested and ordered printed. ROBERT B. HUNT Clerk Presented by Representative SKOLD of Portland. Cosponsored by Senator BRADSTREET of Kennebec and Representatives: ARCHER of Saco, CROCKETT of Portland, ROEDER of Bangor, Senators: DUSON of Cumberland, TIPPING of Penobscot. Printed on recycled paper.
From the engrossed text:
An Act to Regulate Earned Wage Access Services Providers Reference to the Committee on Health Coverage, Insurance and Financial Services suggested and ordered printed. ROBERT B. HUNT Clerk Presented by Representative SKOLD of Portland. Cosponsored by Senator BRADSTREET of Kennebec and Representatives: ARCHER of Saco, CROCKETT of Portland, ROEDER of Bangor, Senators: DUSON of Cumberland, TIPPING of Penobscot. Printed on recycled paper Be it enacted by the People of the State of Maine as follows: Sec. 1. 32 MRSA c. 80-C is enacted to read: CHAPTER 80-C EARNED WAGE ACCESS SERVICES ACT §6200-D. Short title This chapter may be known and cited as the "Earned Wage Access Services Act." §6200-E. Definitions As used in this chapter, unless the context otherwise indicates, the following terms have the following meanings. 1. Administrator. "Administrator" means the Superintendent of Consumer Credit Protection within the Department of Professional and Financial Regulation. 2. Consumer. "Consumer" means an individual who resides in the State. 3. Consumer-directed wage access services. "Consumer-directed wage access services" means delivering to a consumer access to earned but unpaid income that is based on the consumer's representations and the provider's reasonable determination of the consumer's earned but unpaid income. 4. Earned but unpaid income. "Earned but unpaid income" means salary, wages, compensation or other income that a consumer or an employer has represented, …
Sponsors
- Charles Skold (D, 119) · primary sponsor
- Marshall Archer (D, 129)
- Richard Bradstreet (R, 15)
- Edward Crockett (D, 112)
- Jill Duson (D, 27)
- Amy Roeder (D, 23)
- Tipping, Mike (D, 8)
Latest actions
- : Pursuant to Joint Rule 310.3 Placed in Legislative Files (DEAD)
- : Carried over, in the same posture, to any special or regular session of the 132nd Legislature, pursuant to Joint Order SP 800.
- : The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES in concurrence
- : Committee on Health Coverage, Insurance and Financial Services suggested and ordered printed. The Bill was REFERRED to the Committee on HEALTH COVERAGE, INSURANCE AND FINANCIAL SERVICES.Sent for concurrence. ORDERED SENT FORTHWITH.
Subjects: SERVICE PROVIDERS, Legislature, Senate, EARNED WAGE ACCESS, Other, COMPENSATION
Common questions
- What is LD1915?
- LD1915 is a bill in the Maine Legislature (132nd Legislature): An Act to Regulate Earned Wage Access Services Providers.
- What does LD1915 do?
- In its own words: An Act to Regulate Earned Wage Access Services Providers Reference to the Committee on Health Coverage, Insurance and Financial Services suggested and ordered printed. ROBERT B. HUNT Clerk Presented by Representative SKOLD of Portland. Cosponsored by Senator BRADSTREET of Kennebec and Representatives: ARCHER of Saco, CROCKETT of Portland, ROEDER of Bangor, Senators: DUSON of Cumberland, TIPPING of Penobscot. Printed on recycled paper.
- What is the status of LD1915?
- Failed as of February 10, 2026. Latest action: Pursuant to Joint Rule 310.3 Placed in Legislative Files (DEAD) (February 10, 2026).
- Who sponsored LD1915?
- Charles Skold (D, 119), with 6 co-sponsors.
- Where is the official record for LD1915?
- On the Maine Legislature website: https://legislature.maine.gov/legis/bills/display_ps.asp?LD=1915&snum=132
Source: official Maine record. Tracked by Delilah, AI for legislation across all 50 states and Congress.