Maryland legislation · 2026 Regular Session
Maryland SB747: Condominiums - Unit Owner Responsibility for Damage or Destruction and Mandatory Insurance Coverage
Status: Signed into law, May 26, 2026
Providing that a certain unit owner is responsible for a certain cost of repair or replacement for certain portions of a condominium under certain circumstances; requiring a council of unit owners to inform unit owners annually of certain responsibilities; requiring a certain condominium unit owner to obtain a condominium unit owner insurance policy or a substantially similar property insurance policy for the unit; and requiring a certain insurance policy to include certain provisions.
What the bill says
An act concerning Condominiums - Unit Owner Responsibility for Damage or Destruction and Mandatory Insurance Coverage FOR the purpose of providing that a certain unit owner is responsible for a certain cost of repair or replacement for certain portions of a condominium under certain circumstances; requiring a council of unit owners to inform unit owners annually of certain responsibilities; requiring a certain condominium unit owner to obtain a certain insurance policy for the unit; requiring a certain insurance policy to include certain provisions…
From the enrolled text, June 3, 2026:
AN ACT concerning Condominiums - Unit Owner Responsibility for Damage or Destruction and Mandatory Insurance Coverage FOR the purpose of providing that a certain unit owner is responsible for a certain cost of repair or replacement for certain portions of a condominium under certain circumstances; requiring a council of unit owners to inform unit owners annually of certain responsibilities; requiring a certain condominium unit owner to obtain a certain insurance policy for the unit; requiring a certain insurance policy to include certain provisions; authorizing a council of unit owners to acquire a certain insurance policy and charge a certain assessment under certain circumstances; and generally relating to unit owner responsibility for damage or destruction and mandatory insurance coverage for condominiums. BY repealing and reenacting, with amendments, Article - Real Property Section 11-114 Annotated Code of Maryland (2023 Replacement Volume and 2025 Supplement) BY adding to Article - Real Property Section 11-114.3 Annotated Code of Maryland (2023 Replacement Volume and 2025 Supplement) SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF MARYLAND, That the Laws of Maryland read as follows: Article - Real Property 11-114. (a) Commencing not later than the time of the first conveyance of a unit to a person other than the developer, the council of unit owners shall maintain, to the extent reasonably available: (1) Property …