Maryland legislation · 2026 Regular Session
Maryland HB1186: Peer-to-Peer Car Sharing Programs - Insurance and Liability
Status: Signed into law, April 14, 2026
Repealing certain provisions of law authorizing a peer-to-peer car sharing program's motor vehicle liability insurance policy on a replacement vehicle to be secondary coverage for a shared vehicle driver; altering and establishing certain motor vehicle liability insurance requirements applicable to peer-to-peer car sharing programs; providing that the Maryland Automobile Insurance Fund is not required to provide coverage to a shared vehicle driver for the use of a shared vehicle that is not a replacement vehicle; etc.
What the bill says
A bill ENTITLED AN ACT concerning Peer-to-Peer Car Sharing Programs - Insurance and Liability FOR the purpose of repealing certain provisions of law authorizing a peer-to-peer car sharing program's motor vehicle liability insurance policy on a replacement vehicle to be secondary coverage for a shared vehicle driver; altering and establishing certain motor vehicle liability insurance requirements applicable to peer-to-peer car sharing programs…
From the introduced text, February 12, 2026:
A BILL ENTITLED AN ACT concerning Peer-to-Peer Car Sharing Programs - Insurance and Liability FOR the purpose of repealing certain provisions of law authorizing a peer-to-peer car sharing program's motor vehicle liability insurance policy on a replacement vehicle to be secondary coverage for a shared vehicle driver; altering and establishing certain motor vehicle liability insurance requirements applicable to peer-to-peer car sharing programs; providing that the Maryland Automobile Insurance Fund is not required to provide coverage to a shared vehicle drive for the use of a shared vehicle that is not a replacement vehicle; repealing the prohibition on certain insurers taking certain actions with respect to a personal motor vehicle liability insurance policy of a shared vehicle owner solely on the basis that a certain vehicle has been made available for sharing through a peer-to-peer car sharing program except under certain circumstances; providing that certain provisions of law do not invalidate or limit exclusions contained in a motor vehicle liability insurance policy; authorizing a peer-to-peer car sharing program to transfer monetary liability and charge a shared vehicle driver for certain tolls, fees, charges, or fines imposed under certain circumstances; excluding a peer-to-peer car sharing program from the definition of "owner" for the purpose of citations issued for violations recorded by a traffic control signal monitoring system; and generally relating to peer-to-peer …
Sponsors
- Mike Rogers (D, 32) · primary sponsor
- Scott Phillips (D, HD-010)
- Nicole Williams (D, 22)
- Moreno (D)
Latest actions
- : Approved by the Governor - Chapter 50
- : Returned Passed
- : Third Reading Passed (45-0)
- : Favorable Adopted Second Reading Passed
- : Favorable Report by Finance
- : Referred Finance
- : Third Reading Passed (132-0)
- : Second Reading Passed with Amendments
- : Favorable with Amendments {443328/1 Adopted
- : Favorable with Amendments Report by Judiciary
Votes
- Third Reading Passed (45-0) (April 6, 2026): 45 yea, 0 nay, passed
- Third Reading Passed (132-0) (March 18, 2026): 132 yea, 0 nay, passed
Common questions
- What is HB1186?
- HB1186 is a bill in the Maryland Legislature (2026 Regular Session): Peer-to-Peer Car Sharing Programs - Insurance and Liability.
- What does HB1186 do?
- In its own words: A bill ENTITLED AN ACT concerning Peer-to-Peer Car Sharing Programs - Insurance and Liability FOR the purpose of repealing certain provisions of law authorizing a peer-to-peer car sharing program's motor vehicle liability insurance policy on a replacement vehicle to be secondary coverage for a shared vehicle driver; altering and establishing certain motor vehicle liability insurance requirements applicable to peer-to-peer car sharing programs…
- What is the status of HB1186?
- Signed into law as of April 14, 2026. Latest action: Approved by the Governor - Chapter 50 (April 14, 2026).
- Who sponsored HB1186?
- Mike Rogers (D, 32), with 3 co-sponsors.
- Where is the official record for HB1186?
- On the Maryland Legislature website: https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb1186?ys=2026RS
Source: official Maryland record. Tracked by Delilah, AI for legislation across all 50 states and Congress.