Maryland legislation · 2026 Regular Session
Maryland SB120: Health Insurance - Required Benefits for Dental Preventive Care - Frequency Limitation Interval (Healthy Moms and Family Smiles Act)
Status: In committee, January 21, 2026
Shortening, from 120 to 90, the maximum interval of days that certain carriers may impose as a frequency limitation on dental preventive care; and applying the Act to all policies, contracts, and health benefit plans issued, delivered, or renewed in the State on or after January 1, 2027.
What the bill says
A bill ENTITLED AN ACT concerning Health Insurance - Required Benefits for Dental Preventive Care - Frequency Limitation Interval (Healthy Moms and Family Smiles Act) FOR the purpose of shortening the maximum interval of days that certain carriers may impose as a frequency limitation on dental preventive care; and generally relating to benefits for dental preventive care. BY repealing and reenacting, with amendments, Article - Insurance Section 15-135.1 Annotated Code of Maryland (2017 Replacement Volume and 2025 Supplement).
From the introduced text, January 10, 2026:
A BILL ENTITLED AN ACT concerning Health Insurance - Required Benefits for Dental Preventive Care - Frequency Limitation Interval (Healthy Moms and Family Smiles Act) FOR the purpose of shortening the maximum interval of days that certain carriers may impose as a frequency limitation on dental preventive care; and generally relating to benefits for dental preventive care. BY repealing and reenacting, with amendments, Article - Insurance Section 15-135.1 Annotated Code of Maryland (2017 Replacement Volume and 2025 Supplement) SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF MARYLAND, That the Laws of Maryland read as follows: Article - Insurance 15-135.1. (a) (1) In this section the following words have the meanings indicated. (2) "Carrier" means an insurer, nonprofit health service plan, health maintenance organization, or dental plan organization that provides dental benefits on an expense-incurred basis under policies or contracts issued or delivered in the State. (3) "Dental preventive care" means a preventive dental visit, screening, oral examination, teeth cleaning (prophylaxis), fluoride treatment, or routine preventive service that is a covered benefit under a policy or contract issued or delivered by a carrier. EXPLANATION: CAPITALS INDICATE MATTER ADDED TO EXISTING LAW. [Brackets] indicate matter deleted from exist in g l aw . *sb0120* SENATE BILL (b) If benefits for dental preventive care are available and all other requirements for …