Maryland legislation · 2026 Regular Session
Maryland SB865: Workgroup on the Affordability of Private Passenger Automobile Insurance – Extension and Alteration of Membership and Duties
Status: Signed into law, May 26, 2026
Extending the termination date of the Workgroup on the Affordability of Private Passenger Automobile Insurance from June 30, 2026, to June 30, 2027, and altering the membership and duties of the Workgroup.
What the bill says
An act concerning Workgroup on the Affordability of Private Passenger Automobile Insurance - Extension and Alteration of Membership and Duties FOR the purpose of extending the termination date and altering the membership and duties of the Workgroup on the Affordability of Private Passenger Automobile Insurance; and generally relating to the Workgroup on the Affordability of Private Passenger Automobile Insurance. BY repealing and reenacting, with amendments, Chapter 395 of the Acts of the General Assembly of 2025 Section 2 and 3 Preamble.
From the enrolled text, June 3, 2026:
AN ACT concerning Workgroup on the Affordability of Private Passenger Automobile Insurance - Extension and Alteration of Membership and Duties FOR the purpose of extending the termination date and altering the membership and duties of the Workgroup on the Affordability of Private Passenger Automobile Insurance; and generally relating to the Workgroup on the Affordability of Private Passenger Automobile Insurance. BY repealing and reenacting, with amendments, Chapter 395 of the Acts of the General Assembly of 2025 Section 2 and 3 Preamble WHEREAS, Chapter 395 of the Acts of the General Assembly of 2025 required the Maryland Insurance Administration to establish a workgroup to study the affordability of private passenger automobile insurance and to report findings and recommendations to the Governor and the General Assembly; and WHEREAS, The workgroup submitted its final report on December 22, 2025, which provided extensive background analysis of affordability, rate regulation, and the cost to drivers in the private passenger automobile insurance market; and WHEREAS, The report identifies significant disparities in affordability in majority-minority and lower-income zip codes and acknowledges that geographic and nondriving rating factors may contribute to those disparities; and WHEREAS, Despite identifying territorial rating and other nondriving rating factors as key areas of concern, the workgroup did not reach consensus and did not provide specific legislative recommendations to modify or reform the use …