Massachusetts S2919: An Act addressing rising insurance costs for manufactured home residents

What the bill says

From the introduced text, January 29, 2026:

SECTION 1. Notwithstanding any general or special law to the contrary, there shall be a special commission established to investigate the availability, affordability, and regulatory treatment of homeowners insurance for manufactured and mobile homes in the Commonwealth. The scope of the commission shall include but not be limited to: (i) the causes of rising premiums for manufactured and mobile homeowners; (ii) the current extent of insurer participation in this market segment and the impacts of market concentration on policy pricing and accessibility; (iii) the role of state regulations, statutes, and administrative practices in contributing to or alleviating these insurance challenges; (iv) the adequacy and limitations of the FAIR Plan and other existing consumer protections for manufactured homeowners; (v) how the Commonwealth compares to other states in terms of regulatory burden, coverage availability, and rate trends for manufactured housing; and (vi) potential policy or legislative solutions designed to expand coverage options, improve affordability, and ensure long-term market stability for homeowners residing in manufactured housing communities. SECTION 2. The commission shall consist of the following 15 members: the house and senate chairs of the joint committee on financial services, who shall serve as co-chairs; the commissioner of insurance or a designee; the attorney general or a designee; the secretary of the executive office of housing and livable communities or a designee; member …

Read the full official text

Sponsors

• Services, Joint Committee on Financial (I) · primary sponsor
• Kelly Dooner (R)
• Norman Orrall (R, 12th Bristol)
• Tarr, Andrew (D, 5th Essex)
• Kelly Pease (R, 4th Hampden)
• David DeCoste (R, 5th Plymouth)
• Steven Howitt (R, 4th Bristol)
• Dennis Gallagher (D)
• Kathleen LaNatra (D, 12th Plymouth)
• Justin Thurber (R)
• Lisa Field (D, 3rd Bristol)
• Joseph McKenna (R, 18th Worcester)

Latest actions

1. March 12, 2026: Committee recommended ought to pass and referred to the committee on Senate Ways and Means
2. January 29, 2026: Bill reported favorably by committee and referred to the committee on Rules of the two branches, acting concurrently
3. January 29, 2026: New draft of S2738
4. January 29, 2026: Reported from the committee on Financial Services

Votes

• Committee Vote - Joint Committee on Financial Services (January 16, 2026): 6 yea, 0 nay, passed

Common questions

What is S2919?

S2919 is a bill in the Massachusetts Legislature (194th General Court): An Act addressing rising insurance costs for manufactured home residents.

What is the status of S2919?

In committee as of March 12, 2026. Latest action: Committee recommended ought to pass and referred to the committee on Senate Ways and Means (March 12, 2026).

Who sponsored S2919?

Services, Joint Committee on Financial (I), with 11 co-sponsors.

Where is the official record for S2919?

On the Massachusetts Legislature website: https://malegislature.gov/Bills/194/S2919