Michigan legislation · 103rd Legislature
Michigan SB245: Insurance: insurers; processing of a claim; modify duties. Amends secs. 2005, 2006, 2026 & 2049 of 1956 PA 218 (MCL 500.2005 et seq.) & adds sec. 2005b & ch. 30B.
Status: In committee, June 18, 2026
What the bill says
To amend 1956 PA 218, entitled "The insurance code of 1956," by amending sections 2005, 2006, 2026, and 2049 (MCL 500.2005, 500.2006, 500.2026, and 500.2049), section 2005 as amended by 1989 PA 302 and section 2006 as amended by 2017 PA 223, and by adding section 2005b and chapter 30B.
From the introduced text, April 23, 2025:
A bill to amend 1956 PA 218, entitled "The insurance code of 1956," by amending sections 2005, 2006, 2026, and 2049 (MCL 500.2005, 500.2006, 500.2026, and 500.2049), section 2005 as amended by 1989 PA 302 and section 2006 as amended by 2017 PA 223, and by adding section 2005b and chapter 30B. the people of the state of michigan enact: Sec. 2005. (1) An Subject to subsection (2), an unfair method of competition and an unfair or deceptive act or practice in the business of insurance means the making, issuing, circulating, or causing to be made, issued, or circulated, an estimate, illustration, circular, statement, sales presentation, or comparison which that, by omission of a material fact or incorrect statement of a material fact, does any of the following: (a) Misrepresents the terms, benefits, advantages, or conditions of an insurance policy. (b) Misrepresents the dividends or share of the surplus to be received on an insurance policy. (c) Makes a false or misleading statement as to the dividends or share of surplus previously paid on an insurance policy. (d) Makes a misleading statement or misrepresentation as to the financial condition of a person engaged in the business of insurance, or as to the legal reserve system upon on which a life insurer operates. (e) Uses a name or title of an …
Sponsors
- Irwin, Jeff (D, 15) · primary sponsor
- Chang, Stephanie (D, 3)
- Shink, Sue (D, 14)
- Geiss, Erika (D, 1)
- Moss, Jeremy (D, 7)
- Wojno, Paul (D, 10)
- McMorrow, Mallory (D, 8)
- Singh, Sam (D, 28)
- Bayer, Rosemary (D, 13)
Latest actions
- : REFERRED TO COMMITTEE OF THE WHOLE
- : REPORTED FAVORABLY WITHOUT AMENDMENT 6/17/2026
- : SENATE CO-SPONSOR(S) NAMED: ROSEMARY BAYER
- : REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION
- : INTRODUCED BY SENATOR JEFF IRWIN
Votes
- Reported Favorably Without Amendment 6/17/2026 (June 18, 2026): 5 yea, 3 nay, passed
Subjects: Insurance: insurers
Common questions
- What is SB245?
- SB245 is a bill in the Michigan Legislature (103rd Legislature): Insurance: insurers; processing of a claim; modify duties. Amends secs. 2005, 2006, 2026 & 2049 of 1956 PA 218 (MCL 500.2005 et seq.) & adds sec. 2005b & ch. 30B.
- What does SB245 do?
- In its own words: To amend 1956 PA 218, entitled "The insurance code of 1956," by amending sections 2005, 2006, 2026, and 2049 (MCL 500.2005, 500.2006, 500.2026, and 500.2049), section 2005 as amended by 1989 PA 302 and section 2006 as amended by 2017 PA 223, and by adding section 2005b and chapter 30B.
- What is the status of SB245?
- In committee as of June 18, 2026. Latest action: REFERRED TO COMMITTEE OF THE WHOLE (June 18, 2026).
- Who sponsored SB245?
- Irwin, Jeff (D, 15), with 8 co-sponsors.
- Where is the official record for SB245?
- On the Michigan Legislature website: https://www.legislature.mi.gov/Bills/Bill?ObjectName=2025-SB-0245
Source: official Michigan record. Tracked by Delilah, AI for legislation across all 50 states and Congress.