Michigan legislation · 103rd Legislature
Michigan HB6419: Consumer credit: collection practices; consumer protection act exemptions; modify. Amends sec. 4 of 1976 PA 331 (MCL 445.904). TIE BAR WITH: HB 6418'26
Status: In committee, September 24, 2026
What the bill says
To amend 1976 PA 331, entitled "Michigan consumer protection act," by amending section 4 (MCL 445.904), as amended by 2014 PA 251.
From the introduced text, September 24, 2026:
A bill to amend 1976 PA 331, entitled "Michigan consumer protection act," by amending section 4 (MCL 445.904), as amended by 2014 PA 251. the people of the state of michigan enact: Sec. 4. (1) This Except as provided in subsection (4), this act does not apply to either of the following: (a) A transaction or conduct specifically authorized under laws administered by a regulatory board or officer acting under statutory authority of this state or the United States. (b) An act done by the publisher, owner, agent, or employee of a newspaper, periodical, directory, radio or television station, or other communications medium in the publication or dissemination of an advertisement unless the publisher, owner, agent, or employee knows or, under the circumstances, reasonably should know of the false, misleading, or deceptive character of the advertisement or has a direct financial interest in the sale or distribution of the advertised goods, property, or service. (2) Except as provided in subsection (4), and except for the purposes of an action filed by a person under section 11, this act does not apply to or create a cause of action for an unfair, unconscionable, or deceptive method, act, or practice that is made unlawful by any of the following: (a) The banking code of 1999, 1999 PA 276, MCL 487.11101 to 487.15105. …
Sponsors
- O'Neal, Amos (D, 94) · primary sponsor
- Miller, Reggie (D, 31)
- Rheingans, Carrie (D, 47)
- Hope, Kara (D, 74)
- Neeley, Cynthia (D, 70)
- Dievendorf, Emily (D, 77)
- MacDonell, Sharon (D, 56)
- Price, Natalie (D, 6)
- Byrnes, Erin (D, 15)
- Breen, Kelly (D, 21)
Latest actions
- : bill electronically reproduced 09/24/2026
- : referred to Committee on Economic Competitiveness
- : read a first time
- : introduced by Representative Rep. Amos O'Neal
Subjects: Summary proceedings for obtaining possession of real property: procedural requirements., Occupations: collection practices, Consumer protection: other
Common questions
- What is HB6419?
- HB6419 is a bill in the Michigan Legislature (103rd Legislature): Consumer credit: collection practices; consumer protection act exemptions; modify. Amends sec. 4 of 1976 PA 331 (MCL 445.904). TIE BAR WITH: HB 6418'26.
- What does HB6419 do?
- In its own words: To amend 1976 PA 331, entitled "Michigan consumer protection act," by amending section 4 (MCL 445.904), as amended by 2014 PA 251.
- What is the status of HB6419?
- In committee as of September 24, 2026. Latest action: bill electronically reproduced 09/24/2026 (September 24, 2026).
- Who sponsored HB6419?
- O'Neal, Amos (D, 94), with 9 co-sponsors.
- Where is the official record for HB6419?
- On the Michigan Legislature website: https://www.legislature.mi.gov/Bills/Bill?ObjectName=2026-HB-6419
Source: official Michigan record. Tracked by Delilah, AI for legislation across all 50 states and Congress.