Michigan SB1208: Insurance: no-fault; election to opt out of PIP coverage; modify length of election. Amends sec. 3107d of 1956 PA 218 (MCL 500.3107d).

What the bill says

To amend 1956 PA 218, entitled "The insurance code of 1956," by amending section 3107d (MCL 500.3107d), as added by 2019 PA 22.

From the introduced text, October 14, 2026:

A bill to amend 1956 PA 218, entitled "The insurance code of 1956," by amending section 3107d (MCL 500.3107d), as added by 2019 PA 22. the people of the state of michigan enact: Sec. 3107d. (1) For an insurance policy that provides the security required under section 3101(1) and is issued or renewed after July 1, 2020, 3101, the applicant or named insured may, in a way required under section 3107e and on a form approved by the director, elect to not maintain coverage for personal protection insurance benefits payable under section 3107(1)(a) if the applicant or named insured is a qualified person, and if the applicant's or named insured's spouse and any relative of either that resides in the same household have qualified health coverage or have coverage for benefits payable under section 3107(1)(a) from an insurer that provides the security required by section 3101(1).3101. An effective election under this subsection applies while the insured continues to be insured under a policy that provides the security required by section 3101 that is issued by the same insurer or an affiliate of the insurer, as defined in section 2102, or until a policy is issued in accordance with a written notification by the insured that the insured revokes the election. (2) An applicant or named insured shall, when requesting issuance …

Read the full official text

Sponsors

• Lindsey, Jonathan (R, 17) · primary sponsor
• McBroom, Edward (R, 38)
• Cavanagh, Mary (D, 6)
• Runestad, Jim (R, 23)
• Outman, Rick (R, 33)
• Theis, Lana (R, 22)
• Bellino, Joseph (R, 16)

Latest actions

1. October 14, 2026: REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION
2. October 14, 2026: INTRODUCED BY SENATOR JONATHAN LINDSEY

Common questions

What is SB1208?

SB1208 is a bill in the Michigan Legislature (103rd Legislature): Insurance: no-fault; election to opt out of PIP coverage; modify length of election. Amends sec. 3107d of 1956 PA 218 (MCL 500.3107d).

What does SB1208 do?

In its own words: To amend 1956 PA 218, entitled "The insurance code of 1956," by amending section 3107d (MCL 500.3107d), as added by 2019 PA 22.

What is the status of SB1208?

In committee as of October 14, 2026. Latest action: REFERRED TO COMMITTEE ON FINANCE, INSURANCE, AND CONSUMER PROTECTION (October 14, 2026).

Who sponsored SB1208?

Lindsey, Jonathan (R, 17), with 6 co-sponsors.

Where is the official record for SB1208?

On the Michigan Legislature website: https://www.legislature.mi.gov/Bills/Bill?ObjectName=2026-SB-1208