Minnesota legislation · 94th Legislature 2025-2026
Minnesota HF4183: Requirements necessary for a health carrier to discontinue individual health plans eliminated, and state exception for a health carrier's uniform modification of coverage under an individual market health plan established.
Status: In committee, March 12, 2026
What the bill says
A bill for an act relating to insurance; eliminating requirements necessary for a health carrier to discontinue individual health plans; establishing a state exception for a health carrier's uniform modification of coverage under an individual market health plan; amending Minnesota Statutes 2024, section 62A.65, by adding a subdivision; Minnesota Statutes 2025 Supplement, section 62A.65, subdivisions 2, 2a.
From the introduced text, March 10, 2026:
A bill for an act relating to insurance; eliminating requirements necessary for a health carrier to discontinue individual health plans; establishing a state exception for a health carrier's uniform modification of coverage under an individual market health plan; amending Minnesota Statutes 2024, section 62A.65, by adding a subdivision; Minnesota Statutes 2025 Supplement, section 62A.65, subdivisions 2, 2a. Section 1. Minnesota Statutes 2025 Supplement, section 62A.65, subdivision 2, is amended to read: Subd. 2. Guaranteed renewal. No individual health plan may be offered, sold, issued, or renewed to a Minnesota resident unless the health plan provides that the plan is guaranteed renewable at a premium rate that does not take into account the claims experience or any change in the health status of any covered person that occurred after the initial issuance of the health plan to the person. The premium rate upon renewal must also otherwise comply with this section. A health carrier is prohibited from refusing to renew a Minnesota resident's individual health plan unless: (1) the enrollee has failed to pay premiums in accordance with the health plan's terms, including any timeliness requirements; (2) the enrollee has performed an act or practice that constitutes fraud or made an intentional misrepresentation of material fact under the health plan's terms; (3) the enrollee no longer lives in the area where …