Minnesota SF4406: Certain exclusions in homeowner's insurance policies prohibited when damage is done by a peace officer

What the bill says

A bill for an act relating to insurance; prohibiting certain exclusions in homeowner's insurance policies when damage is done by a peace officer; amending Minnesota Statutes 2024, section 65A.27, subdivision 1; proposing coding for new law in Minnesota Statutes, chapter 65A.

From the engrossed text, April 7, 2026:

A bill for an act relating to insurance; prohibiting certain exclusions in homeowner's insurance policies when damage is done by a peace officer; amending Minnesota Statutes 2024, section 65A.27, subdivision 1; proposing coding for new law in Minnesota Statutes, chapter 65A. Section 1. Minnesota Statutes 2024, section 65A.27, subdivision 1, is amended to read: Subdivision 1. Scope. For purposes of sections 65A.27 to deleted text begin 65A.302deleted text end new text begin [ADDED: 65A.304] new text end , the following terms have the meanings given. new text begin [ADDED: EFFECTIVE DATE.] new text end new text begin [ADDED: This section is effective January 1, 2027, and applies to homeowner's insurance policies offered, issued, or renewed on or after that date.] new text end Sec. 2. new text begin [ MITIGATION.] new text end new text begin [ADDED: Subdivision 1.] new text end new text begin [ADDED: Definitions.] new text end new text begin [ADDED: (a) For purposes of this section, the following terms have the meanings given.] new text end new text begin [ADDED: (b) "Industrial hygienist" means an individual who has:] new text end new text begin [ or] new text end new text begin [ADDED: (2) an equivalent certification from a nationally or internationally recognized accrediting body demonstrating competency in the anticipation, recognition, evaluation, and control of occupational …

Read the full official text

Sponsors

• Bonnie Westlin (D) · primary sponsor
• John Hoffman (D)

Latest actions

1. April 22, 2026: Rule 45-amend, subst. General Orders HF4133, SF indefinitely postponed
2. April 7, 2026: Second reading
3. April 7, 2026: Comm report: To pass as amended
4. March 12, 2026: Referred to Commerce and Consumer Protection
5. March 12, 2026: Introduction and first reading

Common questions

What is SF4406?

SF4406 is a bill in the Minnesota Legislature (94th Legislature 2025-2026): Certain exclusions in homeowner's insurance policies prohibited when damage is done by a peace officer.

What does SF4406 do?

In its own words: A bill for an act relating to insurance; prohibiting certain exclusions in homeowner's insurance policies when damage is done by a peace officer; amending Minnesota Statutes 2024, section 65A.27, subdivision 1; proposing coding for new law in Minnesota Statutes, chapter 65A.

What is the status of SF4406?

In committee as of April 22, 2026. Latest action: Rule 45-amend, subst. General Orders HF4133, SF indefinitely postponed (April 22, 2026).

Who sponsored SF4406?

Bonnie Westlin (D), with 1 co-sponsor.

Where is the official record for SF4406?

On the Minnesota Legislature website: https://www.revisor.mn.gov/bills/bill.php?f=SF4406&y=2025&ssn=0&b=senate