Mississippi legislation · 2026 Regular Session
Mississippi HB430: Health insurance; require coverage for genetic testing for inherited mutation and evidence-based cancer imaging.
Status: Failed, March 3, 2026
AN ACT TO REQUIRE ANY GROUP HEALTH PLAN, OR A HEALTH INSURANCE ISSUER OFFERING GROUP OR INDIVIDUAL HEALTH INSURANCE TO INCLUDE COVERAGE FOR CLINICAL GENETIC TESTING FOR AN INHERITED GENE MUTATION FOR INDIVIDUALS WITH A PERSONAL OR FAMILY HISTORY OF CANCER THAT IS RECOMMENDED BY A HEALTH CARE PROFESSIONAL AND EVIDENCED-BASED CANCER IMAGING FOR INDIVIDUALS WITH AN INCREASED RISK OF CANCER AS RECOMMENDED BY NCCN CLINICAL PRACTICE GUIDELINES; TO PROHIBIT GROUP HEALTH PLANS AND HEALTH INSURANCE ISSUERS THAT PROVIDE SUCH SERVICES FROM IMPOSING ANY COST-SHARING REQUIREMENTS FOR THOSE SERVICES; TO BRING FORWARD SECTION 25-15-9, MISSISSIPPI CODE OF 1972, WHICH PROVIDES FOR THE FORMULATION OF THE STATE EMPLOYEES LIFE AND HEALTH INSURANCE PLAN; AND FOR RELATED PURPOSES.
What the bill says
An act to require any group health plan, or a health insurance issuer offering group or individual health insurance to include coverage for clinical genetic testing for an inherited gene mutation for individuals with a personal or family history of cancer that is recommended by a health care professional and evidenced-based cancer imaging for individuals with an increased risk of cancer as recommended by nccn clinical practice guidelines; to prohibit group health plans and health insurance issuers that provide such services from imposing any cost-sharing requirements for those services…
From the introduced text:
AN ACT TO REQUIRE ANY GROUP HEALTH PLAN, OR A HEALTH INSURANCE ISSUER OFFERING GROUP OR INDIVIDUAL HEALTH INSURANCE TO INCLUDE COVERAGE FOR CLINICAL GENETIC TESTING FOR AN INHERITED GENE MUTATION FOR INDIVIDUALS WITH A PERSONAL OR FAMILY HISTORY OF CANCER THAT IS RECOMMENDED BY A HEALTH CARE PROFESSIONAL AND EVIDENCED-BASED CANCER IMAGING FOR INDIVIDUALS WITH AN INCREASED RISK OF CANCER AS RECOMMENDED BY NCCN CLINICAL PRACTICE GUIDELINES; TO PROHIBIT GROUP HEALTH PLANS AND HEALTH INSURANCE ISSUERS THAT PROVIDE SUCH SERVICES FROM IMPOSING ANY COST-SHARING REQUIREMENTS FOR THOSE SERVICES; TO BRING FORWARD SECTION 25-15-9, MISSISSIPPI CODE OF 1972, WHICH PROVIDES FOR THE FORMULATION OF THE STATE EMPLOYEES LIFE AND HEALTH INSURANCE PLAN; AND FOR RELATED PURPOSES. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI: SECTION 1. (1) As used in this section, the following terms shall be defined as provided in this subsection: (a) "Cost-sharing requirements" means a deductible, coinsurance, copayment or similar out-of-pocket expense. (b) "Evidenced-based cancer imaging" means evidence-based cancer imaging modalities in accordance with the most recent version of the National Comprehensive Cancer Network (NCCN) clinical practice guidelines. *HR26/R855* H. B. No. 430 ~ OFFICIAL ~ G1/2 26/HR26/R855 PAGE 1 (ENK\KW) (c) "Genetic testing for an inherited mutation" means germline multi-gene testing for an inherited mutation associated with an increased risk of cancer in …