Mississippi legislation · 2026 Regular Session
Mississippi HB1095: Fair Payment Protection Act; create.
Status: Failed, February 3, 2026
AN ACT TO CREATE THE "FAIR PAYMENT PROTECTION ACT"; TO DEFINE CERTAIN TERMS RELATED TO THIS ACT; TO PROHIBIT BUSINESSES FROM IMPOSING SURCHARGES OR SERVICE CHARGES ON CONSUMERS WHO CHOOSE TO PAY WITH A CREDIT OR DEBIT CARD; TO CLASSIFY SUCH PRACTICES AS UNFAIR OR DECEPTIVE TRADE PRACTICES; AND FOR RELATED PURPOSES.
What the bill says
An act to create the "fair payment protection act"; to define certain terms related to this act; to prohibit businesses from imposing surcharges or service charges on consumers who choose to pay with a credit or debit card; to classify such practices as unfair or deceptive trade practices; and for related purposes.
From the introduced text:
AN ACT TO CREATE THE "FAIR PAYMENT PROTECTION ACT"; TO DEFINE CERTAIN TERMS RELATED TO THIS ACT; TO PROHIBIT BUSINESSES FROM IMPOSING SURCHARGES OR SERVICE CHARGES ON CONSUMERS WHO CHOOSE TO PAY WITH A CREDIT OR DEBIT CARD; TO CLASSIFY SUCH PRACTICES AS UNFAIR OR DECEPTIVE TRADE PRACTICES; AND FOR RELATED PURPOSES. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI: SECTION 1. This act shall be known and may be cited as the "Fair Payment Protection Act". SECTION 2. The following words and phrases have the meanings as provided in this section unless the context clearly indicates otherwise: (a) "Agent" means any person who arranges for the distribution of services by another person, or leases, rents or sells tangible or intangible personal, real or mixed property, or any other article, commodity or thing of value, on behalf of another person, and includes, but is not limited to, any person who is duly appointed as an agent by a common carrier, any person who sells transportation, travel or vacation arrangements on behalf of another person who is engaged in the business of *HR26/R2014* H. B. No. 1095 ~ OFFICIAL ~ G1/2 26/HR26/R2014 PAGE 1 (MCL\KW) furnishing transportation, travel or vacation services, and any member of a cruise line association that operates exclusively as an agent for cruise lines …
Sponsors
- Jeramey Anderson (D, 110) · primary sponsor
Latest actions
- : Died In Committee
- : Referred To Business and Commerce
Subjects: Fair Payment Protection Act
Common questions
- What is HB1095?
- HB1095 is a bill in the Mississippi Legislature (2026 Regular Session): Fair Payment Protection Act; create.
- What does HB1095 do?
- In its own words: An act to create the "fair payment protection act"; to define certain terms related to this act; to prohibit businesses from imposing surcharges or service charges on consumers who choose to pay with a credit or debit card; to classify such practices as unfair or deceptive trade practices; and for related purposes.
- What is the status of HB1095?
- Failed as of February 3, 2026. Latest action: Died In Committee (February 3, 2026).
- Who sponsored HB1095?
- Jeramey Anderson (D, 110).
- Where is the official record for HB1095?
- On the Mississippi Legislature website: http://billstatus.ls.state.ms.us/2026/pdf/history/HB/HB1095.xml
Source: official Mississippi record. Tracked by Delilah, AI for legislation across all 50 states and Congress.