Mississippi legislation · 2026 Regular Session
Mississippi HB1170: Insurance; revise various provisions relating to rating bureau and require commissioner to create certain rules.
Status: Failed, March 3, 2026
AN ACT TO AMEND SECTION 83-3-24, MISSISSIPPI CODE OF 1972, TO ESTABLISH THE RESPONSE DISTANCE FROM A FIRE STATION THAT MUST BE UTILIZED BY THE MISSISSIPPI STATE RATING BUREAU WHEN GRADING MUNICIPALITIES OR FIRE DISTRICTS FOR FIRE INSURANCE RATING PURPOSES; TO REQUIRE THE COMMISSIONER OF INSURANCE TO ADOPT RULES AND REGULATIONS REQUIRING THE RATING BUREAU TO CONSIDER ALL SOURCES OF WATER WHEN GRADING FIRE DEPARTMENTS; TO REQUIRE THE COMMISSIONER TO ADOPT RULES AND REGULATIONS GOVERNING THE SALE OF FIRE TRUCKS; TO AMEND SECTION 83-2-7, MISSISSIPPI CODE OF 1972, TO REQUIRE THE COMMISSIONER TO ADOPT RULES AND REGULATIONS PROHIBITING INSURERS FROM ADJUSTING RATES ABOVE THE BASE RATES DEVELOPED BY THE RATING BUREAU; AND FOR RELATED PURPOSES.
What the bill says
An act to amend section 83-3-24, mississippi code of 1972, to establish the response distance from a fire station that must be utilized by the mississippi state rating bureau when grading municipalities or fire districts for fire insurance rating purposes; to require the commissioner of insurance to adopt rules and regulations requiring the rating bureau to consider all sources of water when grading fire departments; to require the commissioner to adopt rules and regulations governing the sale of fire trucks…
From the engrossed text:
AN ACT TO AMEND SECTION 83-3-24, MISSISSIPPI CODE OF 1972, TO ESTABLISH THE RESPONSE DISTANCE FROM A FIRE STATION THAT MUST BE UTILIZED BY THE MISSISSIPPI STATE RATING BUREAU WHEN GRADING MUNICIPALITIES OR FIRE DISTRICTS FOR FIRE INSURANCE RATING PURPOSES; TO REQUIRE THE COMMISSIONER OF INSURANCE TO ADOPT RULES AND REGULATIONS REQUIRING THE RATING BUREAU TO CONSIDER ALL SOURCES OF WATER WHEN GRADING FIRE DEPARTMENTS; TO REQUIRE THE COMMISSIONER TO ADOPT RULES AND REGULATIONS GOVERNING THE SALE OF FIRE TRUCKS; TO AMEND SECTION 83-2-7, MISSISSIPPI CODE OF 1972, TO REQUIRE THE COMMISSIONER TO ADOPT RULES AND REGULATIONS PROHIBITING INSURERS FROM ADJUSTING RATES ABOVE THE BASE RATES DEVELOPED BY THE RATING BUREAU; AND FOR RELATED PURPOSES. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI: SECTION 1. Section 83-3-24, Mississippi Code of 1972, is amended as follows: 83-3-24. (1) When rating a municipality or fire district, including evaluations of rural or volunteer fire departments, the Rating Bureau shall consider the mileage, condition and maintenance of the fire trucks rather than the age of the fire trucks. For the purpose of grading municipalities or fire districts, including rural and volunteer fire departments, and awarding credits that are considered in determining an overall fire rating based upon the condition of their fire trucks, the *HR26/R1628CS* H. B. No. 1170 ~ OFFICIAL …