Mississippi HB1226: False pretenses; increase service charge for dishonored check, draft, order or electronically converted check.

What the bill says

An act to amend section 97-19-57, mississippi code of 1972, to revise the amount of the service charge for a check, draft, order, or electronically converted check that has been dishonored; and for related purposes.

From the introduced text:

AN ACT TO AMEND SECTION 97-19-57, MISSISSIPPI CODE OF 1972, TO REVISE THE AMOUNT OF THE SERVICE CHARGE FOR A CHECK, DRAFT, ORDER, OR ELECTRONICALLY CONVERTED CHECK THAT HAS BEEN DISHONORED; AND FOR RELATED PURPOSES. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI: SECTION 1. Section 97-19-57, Mississippi Code of 1972, is amended as follows: 97-19-57. (1) As against the maker, drawer or payor thereof, the making, drawing, issuing, uttering, delivering, or initiation of a check, draft, order, electronically converted check, or electronic commercial debit payment of which is refused by the drawee, shall be prima facie evidence and create a presumption of intent to defraud and of knowledge of insufficient funds in, or on deposit with, such bank, corporation, firm or person, provided such maker, drawer or payor shall not have paid the holder or payee thereof the amount due thereon, together with a service charge of Forty Dollars ($40.00), within fifteen (15) days after receiving notice that such check, draft, order, *HR43/R2203* H. B. No. 1226 ~ OFFICIAL ~ G1/2 26/HR43/R2203 PAGE 1 (BS\KP) electronically converted check, or electronic commercial debit has not been paid by the drawee or payor's bank. (2) For purposes of Section 11-7-12, the form of the notice provided for in subsection (1) of this section for a check, draft, order, …

Read the full official text

Sponsors

• Steverson, Jody (R, 4) · primary sponsor

Latest actions

1. February 3, 2026: Died In Committee
2. January 19, 2026: Referred To Banking and Financial Services

Common questions

What is HB1226?

HB1226 is a bill in the Mississippi Legislature (2026 Regular Session): False pretenses; increase service charge for dishonored check, draft, order or electronically converted check.

What does HB1226 do?

In its own words: An act to amend section 97-19-57, mississippi code of 1972, to revise the amount of the service charge for a check, draft, order, or electronically converted check that has been dishonored; and for related purposes.

What is the status of HB1226?

Failed as of February 3, 2026. Latest action: Died In Committee (February 3, 2026).

Who sponsored HB1226?

Steverson, Jody (R, 4).

Where is the official record for HB1226?

On the Mississippi Legislature website: http://billstatus.ls.state.ms.us/2026/pdf/history/HB/HB1226.xml