Mississippi legislation · 2026 Regular Session
Mississippi HB1315: Property and casualty insurance; require blighted real property to be cleaned up before insurer pay insured certain amount.
Status: Failed, February 3, 2026
AN ACT TO REQUIRE PROPERTY AND CASUALTY INSURERS TO REQUIRE BLIGHTED REAL PROPERTY TO BE CLEANED UP BEFORE PAYING NOT MORE THAN NINETY PERCENT OF THE DAMAGES OWED; TO AUTHORIZE THE COUNTY OR MUNICIPALITY TO PAY THE REST; TO REQUIRE THE COMMISSIONER OF INSURANCE TO ENFORCE THE PROVISIONS OF THIS ACT AND ADOPT ANY RULES OR REGULATIONS NECESSARY; AND FOR RELATED PURPOSES.
What the bill says
An act to require property and casualty insurers to require blighted real property to be cleaned up before paying not more than ninety percent of the damages owed; to authorize the county or municipality to pay the rest; to require the commissioner of insurance to enforce the provisions of this act and adopt any rules or regulations necessary; and for related purposes.
From the introduced text:
AN ACT TO REQUIRE PROPERTY AND CASUALTY INSURERS TO REQUIRE BLIGHTED REAL PROPERTY TO BE CLEANED UP BEFORE PAYING NOT MORE THAN NINETY PERCENT OF THE DAMAGES OWED; TO AUTHORIZE THE COUNTY OR MUNICIPALITY TO PAY THE REST; TO REQUIRE THE COMMISSIONER OF INSURANCE TO ENFORCE THE PROVISIONS OF THIS ACT AND ADOPT ANY RULES OR REGULATIONS NECESSARY; AND FOR RELATED PURPOSES. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI: SECTION 1. Any property and casualty insurer providing coverage for blighted real property in this state must require the insured clean up the blighted real property before reimbursing the insured for not more than ninety percent (90%) of the amount of any damages owed to the insured by the insurer. The remaining ten percent (10%) owed to the insured for any damages may be paid by the county or municipality where the blighted property is located. The Commissioner of Insurance shall enforce the provisions of this section and shall adopt any rules or regulations necessary. SECTION 2. This act shall take effect and be in force from and after July 1, 2026. *HR26/R244* H. B. No. 1315 ~ OFFICIAL ~ G1/2 26/HR26/R244 require PAGE 1 (ENK\KW) blighted real property to be cleaned up before insurer pay insured certain amount.
Sponsors
- Crudup, Ronnie C. (D, 71) · primary sponsor
Latest actions
- : Died In Committee
- : Referred To Insurance
Subjects: Property and casualty insurance
Common questions
- What is HB1315?
- HB1315 is a bill in the Mississippi Legislature (2026 Regular Session): Property and casualty insurance; require blighted real property to be cleaned up before insurer pay insured certain amount.
- What does HB1315 do?
- In its own words: An act to require property and casualty insurers to require blighted real property to be cleaned up before paying not more than ninety percent of the damages owed; to authorize the county or municipality to pay the rest; to require the commissioner of insurance to enforce the provisions of this act and adopt any rules or regulations necessary; and for related purposes.
- What is the status of HB1315?
- Failed as of February 3, 2026. Latest action: Died In Committee (February 3, 2026).
- Who sponsored HB1315?
- Crudup, Ronnie C. (D, 71).
- Where is the official record for HB1315?
- On the Mississippi Legislature website: http://billstatus.ls.state.ms.us/2026/pdf/history/HB/HB1315.xml
Source: official Mississippi record. Tracked by Delilah, AI for legislation across all 50 states and Congress.