Mississippi HB1436: Ad valorem taxes; require notice of any unpaid taxes to landowner after deed of trust is satisfied.

What the bill says

An act to amend section 89-5-21, mississippi code of 1972, to require notice of any unpaid ad valorem taxes to be provided to a property owner after a mortgage or deed of trust securing the property is satisfied; and for related purposes.

From the introduced text:

AN ACT TO AMEND SECTION 89-5-21, MISSISSIPPI CODE OF 1972, TO REQUIRE NOTICE OF ANY UNPAID AD VALOREM TAXES TO BE PROVIDED TO A PROPERTY OWNER AFTER A MORTGAGE OR DEED OF TRUST SECURING THE PROPERTY IS SATISFIED; AND FOR RELATED PURPOSES. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MISSISSIPPI: SECTION 1. Section 89-5-21, Mississippi Code of 1972, is amended as follows: 89-5-21. (1) Except as otherwise provided in subsections (3), (4) and (5), any mortgagee or cestui que trust, or assignee of any mortgagee or cestui que trust, of real or personal estate, having received full payment of the money due by the mortgage or deed of trust, shall enter satisfaction upon the margin of the record of the mortgage or deed of trust, which entry shall be attested by the clerk of the chancery court and discharge and release the same, and shall bar all actions or suits brought thereon, and the title shall thereby revest in the grantor. Upon the satisfaction of a mortgage or deed of trust, the clerk of the chancery court shall cause notice to be sent promptly to the tax collector of the county in which the real property secured by the *HR43/R255* H. B. No. 1436 ~ OFFICIAL ~ G1/2 26/HR43/R255 PAGE 1 (BS\KP) deed of trust is situated …

Read the full official text

Sponsors

• Justis Gibbs (D, 72) · primary sponsor

Latest actions

1. February 3, 2026: Died In Committee
2. January 16, 2026: Referred To Judiciary A

Common questions

What is HB1436?

HB1436 is a bill in the Mississippi Legislature (2026 Regular Session): Ad valorem taxes; require notice of any unpaid taxes to landowner after deed of trust is satisfied.

What does HB1436 do?

In its own words: An act to amend section 89-5-21, mississippi code of 1972, to require notice of any unpaid ad valorem taxes to be provided to a property owner after a mortgage or deed of trust securing the property is satisfied; and for related purposes.

What is the status of HB1436?

Failed as of February 3, 2026. Latest action: Died In Committee (February 3, 2026).

Who sponsored HB1436?

Justis Gibbs (D, 72).

Where is the official record for HB1436?

On the Mississippi Legislature website: http://billstatus.ls.state.ms.us/2026/pdf/history/HB/HB1436.xml