Missouri legislation · 2025 Regular Session
Missouri HB1288: Modifies provisions relating to effect of suicide on life insurance policies
Status: In committee, May 15, 2025
What the bill says
From the introduced text:
FIRST REGULAR SESSION HOUSE BILL NO. 1288 103RD GENERAL ASSEMBLY INTRODUCED BY REPRESENTATIVE DOUGLAS. 2839H.01I JOSEPHENGLER,ChiefClerk To repeal section 376.620, RSMo, and to enact in lieu thereof one new section relating to life insurance. Section A. Section 376.620, RSMo, is repealed and one new section enacted in lieu thereof, to be known as section 376.620, to read as follows: 376.620. 1. Any life insurance policy, rider, endorsement, amendment, or certificate issued or delivered in this state may exclude or restrict liability under such policy, rider, endorsement, amendment, or certificate for death as the result of suicide in the event the insured, while sane or insane, dies as a result of suicide within [one year] two years from the date of the issue of such policy, rider, endorsement, amendment, or certificate. If an insured applies for additional death benefits or an increase in death benefits after initial coverage commences, the policy, rider, endorsement, amendment, or certificate may provide for an exclusion for suicide that occurs within [one year] two years after any addition or increase in death benefits only to the extent of the additional or increased death benefits. Any such exclusion or restriction shall be clearly stated in such policy, rider, endorsement, amendment, or certificate. 2. Any life insurance policy, rider, endorsement, amendment, or certificate which contains any exclusion or …
Sponsors
- Douglas, Melissa (D, 027) · primary sponsor
Latest actions
- : Referred: Emerging Issues(H)
- : Read Second Time (H)
- : Introduced and Read First Time (H)
Common questions
- What is HB1288?
- HB1288 is a bill in the Missouri Legislature (2025 Regular Session): Modifies provisions relating to effect of suicide on life insurance policies.
- What is the status of HB1288?
- In committee as of May 15, 2025. Latest action: Referred: Emerging Issues(H) (May 15, 2025).
- Who sponsored HB1288?
- Douglas, Melissa (D, 027).
- Where is the official record for HB1288?
- On the Missouri Legislature website: https://house.mo.gov/BillContent.aspx?bill=HB1288&year=2025&code=R
Source: official Missouri record. Tracked by Delilah, AI for legislation across all 50 states and Congress.