Missouri legislation · 2026 Regular Session
Missouri HB3328: Establishes the Missouri Disaster Mediation Act and Missouri Stronger Homes Program relating to disasters
Status: In committee, April 30, 2026
What the bill says
A resolution of the general assembly under section 44.100; or (2) If the President of the United States has issued a major disaster declaration for this state or for an area within this state under the Robert T. Stafford Disaster Relief and Emergency Assistance Act, 42 U.S.C. Section 5121, et seq., as amended. 3. The mediation program under sections 379.3000 to 379.3055 shall be available to Missouri residents with first-party insurance claims resulting from damage to residential property that serves as a Missouri resident's primary dwelling located within this state. Sections 379.3000 to 379.
From the amended text:
a resolution of the general assembly under section 44.100; or (2) If the President of the United States has issued a major disaster declaration for this state or for an area within this state under the Robert T. Stafford Disaster Relief and Emergency Assistance Act, 42 U.S.C. Section 5121, et seq., as amended. 3. The mediation program under sections 379.3000 to 379.3055 shall be available to Missouri residents with first-party insurance claims resulting from damage to residential property that serves as a Missouri resident's primary dwelling located within this state. Sections 379.3000 to 379.3055 shall not apply to commercial insurance, property insurance covering multiple family dwellings, motor vehicle insurance, or liability coverage contained within property insurance policies. 4. After the program has been initiated by order of the director, it shall remain available to first-party claimants until the director makes a determination that the need has decreased due to sufficient progress of recovery efforts and issues an order terminating same. 379.3010. For purposes of sections 379.3000 to 379.3055, except where otherwise provided, the following terms (2) "Director", the director of the department of commerce and insurance; (3) "Disputed claim", any matter on which there is a dispute as to the cause of loss or amount of loss under a residential property insurance policy, for which the insurer has denied payment, …