Montana legislation · 2025 Regular Session
Montana HJ61: Interim study on the property insurance market in Montana
Status: Passed one chamber, May 6, 2025
What the bill says
A joint resolution of the senate and the house of representatives of the state of montana requesting an interim study on the property insurance market in montana; and requiring that the final results of the study be reported to the 70th legislature.
From the engrossed text:
A JOINT RESOLUTION OF THE SENATE AND THE HOUSE OF REPRESENTATIVES OF THE STATE OF MONTANA REQUESTING AN INTERIM STUDY ON THE PROPERTY INSURANCE MARKET IN MONTANA; AND REQUIRING THAT THE FINAL RESULTS OF THE STUDY BE REPORTED TO THE 70TH LEGISLATURE. WHEREAS, the increasing costs of insurance are further exacerbating major housing affordability challenges in Montana for homeowners, landlords, and tenants; and WHEREAS, high property insurance premiums hurt Montana businesses; and WHEREAS, property insurance rates have been increasing significantly for all Montanans, regardless of where they live; and WHEREAS, Montana had the fifth-fastest increase in rates in the nation in 2024, and Montana's cumulative increases in insurance rates from 2019 to 2024 were 44.3%; and WHEREAS, from 2012 to 2022, the percentage increase in Montana's insurance premiums, as tracked by the National Association of Insurance Commissioners, has outpaced a national increase in rates, increasing twice as fast as the national average in 5 of those 10 years; and WHEREAS, the coverage provided by insurers is simultaneously shrinking for homeowners and businesses despite the rapidly rising rates of property insurance; and WHEREAS, Montana home values are rising unrelentingly, with the Montana Department of Revenue reporting that the median residential property value increased by 32% in 2023 alone and with the Montana Department of Labor reporting increases in home values of …
Sponsors
- Seckinger, Joshua (D, 62) · primary sponsor
- Loge, Denley (R, 45)
Latest actions
- : (H) Filed with Secretary of State
- : (S) Signed by President
- : (H) Signed by Speaker
- : (H) Returned from Enrolling
- : (H) Sent to Enrolling
- : (S) 3rd Reading
- : (S) Scheduled for 3rd Reading
- : (S) 2nd Reading
- : (S) Scheduled for 2nd Reading
- : (S) Committee Report
Votes
- Do Concur (April 30, 2025): 38 yea, 12 nay, passed
- Do Concur (April 29, 2025): 41 yea, 7 nay, passed
- Do Pass (April 25, 2025): 78 yea, 22 nay, passed
- Do Pass (April 24, 2025): 85 yea, 15 nay, passed
Subjects: Interim Study Resolutions, Insurance
Common questions
- What is HJ61?
- HJ61 is a bill in the Montana Legislature (2025 Regular Session): Interim study on the property insurance market in Montana.
- What does HJ61 do?
- In its own words: A joint resolution of the senate and the house of representatives of the state of montana requesting an interim study on the property insurance market in montana; and requiring that the final results of the study be reported to the 70th legislature.
- What is the status of HJ61?
- Passed one chamber as of May 6, 2025. Latest action: (H) Filed with Secretary of State (May 6, 2025).
- Who sponsored HJ61?
- Seckinger, Joshua (D, 62), with 1 co-sponsor.
- Where is the official record for HJ61?
- On the Montana Legislature website: https://bills.legmt.gov/#/laws/bill/2/LC3987
Source: official Montana record. Tracked by Delilah, AI for legislation across all 50 states and Congress.