Montana legislation · 2025 Regular Session
Montana HB533: Revise insurance laws relating to wildfire and real property
Status: Signed into law, May 13, 2025
What the bill says
An act requiring insurers that use a wildfire risk score to provide the requester with certain information to enhance transparency; providing timelines for the insurer to respond; and providing definitions.
From the engrossed text:
AN ACT REQUIRING INSURERS THAT USE A WILDFIRE RISK SCORE TO PROVIDE THE REQUESTER WITH CERTAIN INFORMATION TO ENHANCE TRANSPARENCY; PROVIDING TIMELINES FOR THE INSURER TO RESPOND; AND PROVIDING DEFINITIONS. Section 1. Wildfire risk score in residential property evaluation in rating. (1) An insurer that uses a wildfire risk score in connection with property evaluation in rating of residential real property shall, on the request of an insured, the insured's insurance producer, or an applicant for residential property insurance coverage for the wildfire risk score, provide the following information to the insured or the applicant to enhance (b) the range of possible wildfire risk scores under the model used; (c) the name of the person or entity that created the wildfire risk score; (d) the date on which the wildfire risk score was created; and (e) the key factors that adversely affected the wildfire risk score of the residential property. (2) An insurer shall provide to a property owner the information referred to in subsection (1) by no later than 30 days after receiving a request for the information. (3) For the purposes of this section, the following definitions apply: (a) (i) "Insurer" means admitted insurers in this state. (ii) The term does not apply to nonadmitted insurers. (b) "Wildfire risk score" means a numerical value, rating, or categorization derived …
Sponsors
- Schomer, Curtis (R, 48) · primary sponsor
Latest actions
- : Chapter Number Assigned
- : (H) Signed by Governor
- : (H) Transmitted to Governor
- : (S) Signed by President
- : (H) Signed by Speaker
- : (H) Returned from Enrolling
- : (H) Sent to Enrolling
- : (H) 3rd Reading Senate Amendments
- : (H) Scheduled for 3rd Reading
- : (H) 2nd Reading Senate Amendments
Votes
- Do Concur (April 16, 2025): 96 yea, 1 nay, passed
- Do Concur (April 15, 2025): 97 yea, 0 nay, passed
- Do Concur (April 7, 2025): 49 yea, 0 nay, passed
- Do Concur (April 5, 2025): 46 yea, 0 nay, passed
- Do Concur (April 2, 2025): 50 yea, 0 nay, passed
- Do Pass (March 6, 2025): 98 yea, 1 nay, passed
Subjects: Insurance
Common questions
- What is HB533?
- HB533 is a bill in the Montana Legislature (2025 Regular Session): Revise insurance laws relating to wildfire and real property.
- What does HB533 do?
- In its own words: An act requiring insurers that use a wildfire risk score to provide the requester with certain information to enhance transparency; providing timelines for the insurer to respond; and providing definitions.
- What is the status of HB533?
- Signed into law as of May 13, 2025. Latest action: Chapter Number Assigned (May 13, 2025).
- Who sponsored HB533?
- Schomer, Curtis (R, 48).
- Where is the official record for HB533?
- On the Montana Legislature website: https://bills.legmt.gov/#/laws/bill/2/LC2362
Source: official Montana record. Tracked by Delilah, AI for legislation across all 50 states and Congress.