Nevada legislation · 83rd Legislature (2025)
Nevada AB250: Revises provisions relating to certain debt. (BDR 52-599)
Status: Chaptered, June 3, 2025
What the bill says
An act relating to debt; establishing coerced debt as an affirmative defense in certain civil actions to collect an unsecured consumer debt; setting forth requirements for asserting the affirmative defense of coerced debt; requiring a court to take certain actions upon finding that a debt is a coerced debt; authorizing certain claims and remedies; revising provisions governing the presumption of intent to defraud in the issuance of certain instruments; and providing other matters properly relating thereto…
From the enrolled text, May 26, 2025:
AN ACT relating to debt; establishing coerced debt as an affirmative defense in certain civil actions to collect an unsecured consumer debt; setting forth requirements for asserting the affirmative defense of coerced debt; requiring a court to take certain actions upon finding that a debt is a coerced debt; authorizing certain claims and remedies; revising provisions governing the presumption of intent to defraud in the issuance of certain instruments; and providing other matters properly relating thereto. Legislative Counsel's Digest: Existing law governs the collection of debt by certain persons in this State, including, without limitation, collection agencies and private debt collectors. (See, e.g., chapters 353C and 649 of NRS) Section 1 of this bill establishes that, in any civil action to collect an unsecured consumer debt, a debtor may assert as an affirmative defense that the debt is a coerced debt. Section 1 also: (1) sets forth the requirements for asserting the affirmative defense of coerced debt; and (2) requires a court, upon finding that a debt is a coerced debt, to order the creditor to cease collection efforts and, if applicable, correct certain records. In addition, section 1 authorizes: (1) the creditor to join a third party who may be liable for the coerced debt or amend its complaint to assert a claim against any such person; and (2) …
Sponsors
- Heather Goulding (D, 27) · primary sponsor
- Natha Anderson (D, 30)
- Tanya Flanagan (D, 7)
- Linda Hunt (D, 17)
- Selena Hatch (D, 25)
- Duy Nguyen (D, 8)
- Lisa Krasner (R, 16)
- John Steinbeck (R, 18)
Latest actions
- : Approved by the Governor. Chapter 240.
- : Enrolled and delivered to Governor.
- : Senate Amendment No. 592 and 734 concurred in. To enrollment.
- : Read third time. Amended. (Amend. No. 734.) Reprinting dispensed with. Read third time. Passed, as amended. Title approved, as amended. (Yeas: 21, Nays: None.) To printer. From printer. To re-engrossment. Re-engrossed. Third reprint. To Assembly. In Assembly.
- : Taken from General File. Placed on General File for next legislative day.
- : Taken from General File. Placed on General File for next legislative day.
- : From printer. To re-engrossment. Re-engrossed. Second reprint. Taken from General File. Placed on General File for next legislative day.
- : From committee: Amend, and do pass as amended. Placed on Second Reading File. Read second time. Amended. (Amend. No. 592.) To printer.
- : Read first time. Referred to Committee on Commerce and Labor. To committee.
- : In Senate.
Votes
- Senate (3rd Reprint) (May 23, 2025): 21 yea, 0 nay, passed
- Assembly (1st Reprint) (April 22, 2025): 33 yea, 9 nay, passed
Common questions
- What is AB250?
- AB250 is a bill in the Nevada Legislature (83rd Legislature (2025)): Revises provisions relating to certain debt. (BDR 52-599).
- What does AB250 do?
- In its own words: An act relating to debt; establishing coerced debt as an affirmative defense in certain civil actions to collect an unsecured consumer debt; setting forth requirements for asserting the affirmative defense of coerced debt; requiring a court to take certain actions upon finding that a debt is a coerced debt; authorizing certain claims and remedies; revising provisions governing the presumption of intent to defraud in the issuance of certain instruments; and providing other matters properly relating thereto…
- What is the status of AB250?
- Chaptered as of June 3, 2025. Latest action: Approved by the Governor. Chapter 240. (June 3, 2025).
- Who sponsored AB250?
- Heather Goulding (D, 27), with 7 co-sponsors.
- Where is the official record for AB250?
- On the Nevada Legislature website: https://www.leg.state.nv.us/App/NELIS/REL/83rd2025/Bill/12280/Overview
Source: official Nevada record. Tracked by Delilah, AI for legislation across all 50 states and Congress.