New Jersey legislation · 2026-2027 Regular Session
New Jersey A3255: Insurance fraud-broaden scope of information sharing & civil immunity related
Status: Passed one chamber, September 28, 2026
Broadens scope of information sharing and civil immunity therefor, related to insurance fraud.
What the bill says
An Act concerning insurance fraud, amending P.L.1985, c.179, and amending and supplementing P.L.1983, c.320.
From the amended text, March 19, 2026:
An Act concerning insurance fraud, amending P.L.1985, c.179, and amending and supplementing P.L.1983, c.320. Be It Enacted by the Senate and General Assembly of the State of New Jersey: 1. Section 2 of P.L.1985, c.179 (C.17:23A-2) is amended to read as follows: 2. [Definitions.] As used in [this act] [ADDED: P.L.1985, c.179 (C.17:23A-1 et seq.)] : a. "Adverse underwriting decision" means: (1) Any of the following actions with respect to insurance transactions involving insurance coverage which is individually underwritten for an individual: (a) A declination of insurance coverage, (b) A termination of insurance coverage, (c) Failure of an agent to apply for insurance coverage with a specific insurance institution which the agent represents and which is requested by an applicant, (d) In the case of a property or casualty insurance coverage: (i) Placement by an insurance institution or agent of a risk with a residual market mechanism or an unauthorized insurer, or (ii) The charging of a higher rate on the basis of information which differs from that which the applicant or policyholder furnished, (e) In the case of a life, health or disability insurance coverage, an offer to insure at a higher rate than the insurance institution's table of premium rates applicable to the age and class of risk of each person to be covered under that coverage and …
Sponsors
- Dan Hutchison (D, 4) · primary sponsor
- Cody D. Miller (D, 4) · primary sponsor
- Anthony Angelozzi (D, 8) · primary sponsor
Latest actions
- : R/S REF SBA
- : PA (77-0-0)
- : REP/ACA 2RA
- : INT 1RA REF AFI
Votes
- 3RDG FINAL PASSAGE - Insurance fraud-broaden scope of information sharing & civil immunity related (June 30, 2026): 77 yea, 0 nay, passed
- Assembly Financial Institutions and Insurance Committee: Reported with committee amendments (Aca) (March 19, 2026): 14 yea, 0 nay, passed
Subjects: INSURANCE
Common questions
- What is A3255?
- A3255 is a bill in the New Jersey Legislature (2026-2027 Regular Session): Insurance fraud-broaden scope of information sharing & civil immunity related.
- What does A3255 do?
- In its own words: An Act concerning insurance fraud, amending P.L.1985, c.179, and amending and supplementing P.L.1983, c.320.
- What is the status of A3255?
- Passed one chamber as of September 28, 2026. Latest action: R/S REF SBA (September 28, 2026).
- Who sponsored A3255?
- Dan Hutchison (D, 4), with 2 co-sponsors.
- Where is the official record for A3255?
- On the New Jersey Legislature website: https://www.njleg.state.nj.us/bill-search/2026/A3255
Source: official New Jersey record. Tracked by Delilah, AI for legislation across all 50 states and Congress.