New Jersey legislation · 2026-2027 Regular Session
New Jersey A5118: Foreclosure protections-extend, cert homeowners impacted by Hurricane Ida
Status: In committee, May 18, 2026
Extends foreclosure protections for certain homeowners impacted by remnants of Hurricane Ida.
What the bill says
An Act extending foreclosure protections for certain homeowners impacted by remnants of Hurricane Ida and amending P.L.2024, c.85.
From the introduced text, May 18, 2026:
An Act extending foreclosure protections for certain homeowners impacted by remnants of Hurricane Ida and amending P.L.2024, c.85. Be It Enacted by the Senate and General Assembly of the State of New Jersey: 1. Section 2 of P.L.2024, c.85 (C.52:15D-16) is amended to read as follows: 2. a. A person who meets the eligibility criteria set forth in subsection b. of this section may file an application with the Department of Community Affairs, requesting a Certification of Eligibility for Forbearance, online through a system established by the department. The department shall publish instructions for filing an application requesting a Certification of Eligibility for Forbearance on its Internet website by no later than 60 days after the enactment of P.L.2024, c.85 (C.52:15D-15 et seq.). The department shall make the online application system publicly available by no later than 90 days after the enactment of P.L.2024, c.85 (C.52:15D-15 et seq.). All applications must be submitted to the department by no later than 30 days following the date on which the department makes the online application system publicly available pursuant to this section. b. To qualify for a Certification of Eligibility for Forbearance, an applicant must satisfy the following eligibility criteria: (1) meet the definition of "storm-impacted homeowner" pursuant to section 1 of P.L.2024, c.85 (C.52:15D-15); (2) have a current mortgage obligation on …
Sponsors
- John DiMaio (R, 23) · primary sponsor
- Erik Peterson (R, 23) · primary sponsor
- Victoria A. Flynn (R, 13) · primary sponsor
- Gerry Scharfenberger (R, 13)
Latest actions
- : INT 1RA REF AHO
Subjects: PROPERTY, BANKING AND FINANCE, NATURAL DISASTERS
Common questions
- What is A5118?
- A5118 is a bill in the New Jersey Legislature (2026-2027 Regular Session): Foreclosure protections-extend, cert homeowners impacted by Hurricane Ida.
- What does A5118 do?
- In its own words: An Act extending foreclosure protections for certain homeowners impacted by remnants of Hurricane Ida and amending P.L.2024, c.85.
- What is the status of A5118?
- In committee as of May 18, 2026. Latest action: INT 1RA REF AHO (May 18, 2026).
- Who sponsored A5118?
- John DiMaio (R, 23), with 3 co-sponsors.
- Where is the official record for A5118?
- On the New Jersey Legislature website: https://www.njleg.state.nj.us/bill-search/2026/A5118
Source: official New Jersey record. Tracked by Delilah, AI for legislation across all 50 states and Congress.