New Jersey S1645: NJCLASS-req report to include info on delinquency & admin wage garnishments

What the bill says

An Act concerning the NJCLASS Loan Program and amending P.L.2017, c.129.

From the introduced text, January 13, 2026:

An Act concerning the NJCLASS Loan Program and amending P.L.2017, c.129. Be It Enacted by the Senate and General Assembly of the State of New Jersey: 1. Section 1 of P.L.2017, c.129 (C.18A:71C-21.1) is amended to read as follows: 1. The authority shall annually submit to the Governor [ADDED: ,] [and to] the President of the Senate [ADDED: ,] and the Speaker of the General Assembly a report on the NJCLASS Loan Program. The report shall be submitted no later than August 1 of each year and shall include, but not be limited to, the following information: the principal amount of bonds issued to finance the NJCLASS Loan Program in the prior year and the interest rates offered on those bonds; the total principal amount of authority bonds that are outstanding, the interest rates on the bonds, and the retirement schedule for those bonds; the total number and principal amount of outstanding NJCLASS loans, and the total number and principal amount of NJCLASS loans contracted in the prior year; [ADDED: the total number of NJCLASS loans that reached 90 days of delinquency and the number that reached 90 days of delinquency in the prior year; the number of administrative wage garnishment orders the authority initiated in the prior year against NJCLASS borrowers, the number of administrative wage garnishment orders issued, …

Read the full official text

Sponsors

• Andrew Zwicker (D, 16) · primary sponsor
• Vincent J. Polistina (R, 2) · primary sponsor
• Britnee N. Timberlake (D, 34)
• M. Teresa Ruiz (D, 29)

Latest actions

1. October 29, 2026: R/A REF AHI
2. October 22, 2026: PS (39-0)
3. October 5, 2026: REP 2RS
4. January 13, 2026: INT 1RS REF SHI

Votes

• 3RDG FINAL PASSAGE - NJCLASS-req report to include info on delinquency & admin wage garnishments (October 22, 2026): 39 yea, 0 nay, passed
• Senate Higher Education Committee: Reported favorably (October 5, 2026): 4 yea, 0 nay, passed

Common questions

What is S1645?

S1645 is a bill in the New Jersey Legislature (2026-2027 Regular Session): NJCLASS-req report to include info on delinquency & admin wage garnishments.

What does S1645 do?

In its own words: An Act concerning the NJCLASS Loan Program and amending P.L.2017, c.129.

What is the status of S1645?

Passed one chamber as of October 29, 2026. Latest action: R/A REF AHI (October 29, 2026).

Who sponsored S1645?

Andrew Zwicker (D, 16), with 3 co-sponsors.

Where is the official record for S1645?

On the New Jersey Legislature website: https://www.njleg.state.nj.us/bill-search/2026/S1645