New Jersey legislation · 2026-2027 Regular Session
New Jersey S4662: Dental insurance carriers-require annual reporting on dental loss ratio data
Status: In committee, October 1, 2026
Requires annual reporting on dental loss ratio data by dental insurance carriers; establishes minimum dental loss ratio thresholds and mandates rebates to policyholders when applicable threshold not met by carrier.
What the bill says
An Act concerning dental loss ratios and supplementing Title 17B of the New Jersey Statutes.
From the introduced text, October 1, 2026:
An Act concerning dental loss ratios and supplementing Title 17B of the New Jersey Statutes. Be It Enacted by the Senate and General Assembly of the State of New Jersey: 1. This act shall be known and may be cited as the Transparency for Dental Health Care Costs Act. 2. As used in this act: Commissioner means the Commissioner of Banking and Insurance. Dental carrier or carrier means a dental insurance company, dental service corporation, or dental plan organization authorized to provide a dental benefits plan in New Jersey or a health benefits plan in New Jersey that includes coverage for dental services. Dental benefits plan or plan means a benefits plan which pays or provides dental expense benefits for covered dental services and is delivered or issued for delivery in the State by or through a dental carrier on a stand-alone basis and shall not include plans under Medicaid or NJ FamilyCare. Dental loss ratio means percentage of premium dollars spent on patient care, calculated by dividing the numerator by the denominator. The numerator shall include: (1) amounts expended for clinical dental services, including payments under capitation contracts with providers for services covered by the contract, provided that overpayment recoveries received from providers shall be deducted from incurred claim amounts; (2) amounts expended on activities that improve dental care …
Sponsors
- Joseph P. Cryan (D, 20) · primary sponsor
Latest actions
- : INT 1RS REF SCM
Subjects: INSURANCE - HEALTH INSURANCE
Common questions
- What is S4662?
- S4662 is a bill in the New Jersey Legislature (2026-2027 Regular Session): Dental insurance carriers-require annual reporting on dental loss ratio data.
- What does S4662 do?
- In its own words: An Act concerning dental loss ratios and supplementing Title 17B of the New Jersey Statutes.
- What is the status of S4662?
- In committee as of October 1, 2026. Latest action: INT 1RS REF SCM (October 1, 2026).
- Who sponsored S4662?
- Joseph P. Cryan (D, 20).
- Where is the official record for S4662?
- On the New Jersey Legislature website: https://www.njleg.state.nj.us/bill-search/2026/S4662
Source: official New Jersey record. Tracked by Delilah, AI for legislation across all 50 states and Congress.